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Author Debit / Credit Cards abroad (Europe)
Jamie
Member

Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
21st Jul 08 at 10:37   View User's Profile U2U Member Reply With Quote

Planning on taking a card instead of 2 weeks worth of cash on holiday in September.


Are there any cards available that dont charge to withdraw abroad?
Matt L
Member

Registered: 17th Apr 06
User status: Offline
21st Jul 08 at 10:39   View User's Profile U2U Member Reply With Quote

nationwide flex account dont charge you at all unless the cash machine itself applies a charge.

iv got one for when i go away

[Edited on 21-07-2008 by Matt L]
MatthewR
Member

Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
21st Jul 08 at 10:41   View User's Profile U2U Member Reply With Quote

Barclays
Jamie
Member

Registered: 1st Apr 02
Location: Aberdeen
User status: Offline
21st Jul 08 at 10:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
nationwide flex account dont charge you at all unless the cash machine itself applies a charge.

iv got one for when i go away

[Edited on 21-07-2008 by Matt L]


quote:

To open a current account with us, you must click on one of the following options:
I will pay £100 into my account when I receive my card.

I will use my Nationwide current account as my main account, and transfer my regular payments and credits from my existing bank account (We can do this as part of the process of opening your account. You need your bank or building society name, account number and sort code).

I will open an e-Savings, e-Bond or Monthly Income 60+ account when I receive my card.

I am aged 16 or 17.

The application will take about 10 minutes to fill in. You will need:

* your employer's name and address
* your income details



What if you dont use it as your main account? Will they monitor it and just close it refunding you the standing balance?
Matt L
Member

Registered: 17th Apr 06
User status: Offline
21st Jul 08 at 10:47   View User's Profile U2U Member Reply With Quote

it doesnt matter i dont really intend to use it when i come back but its just there. she tried to tell me i should change but nothing will happen if you dont.

edit: if you do have money left transfer it out. or leave a couple of quid in there

[Edited on 21-07-2008 by Matt L]
ed
Member

Registered: 10th Sep 03
User status: Offline
21st Jul 08 at 14:11   View User's Profile U2U Member Reply With Quote

What you need is a Caxton FX card. It's a pre-pay Master Card that you top up with a minimum of €750. It's free to pay with, and the ATM charge is €2 a go + the fees charged by the bank who owns the ATM, as most places in Europe seem to charge to take cash out.

You get a better echange rate than your bank will offer as you are buying a large ammount of money at a time and if you don't use all the money then you can just claim it back...

http://www.caxtonfxcard.com
Matt L
Member

Registered: 17th Apr 06
User status: Offline
21st Jul 08 at 14:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ed
What you need is a Caxton FX card. It's a pre-pay Master Card that you top up with a minimum of €750. It's free to pay with, and the ATM charge is €2 a go + the fees charged by the bank who owns the ATM, as most places in Europe seem to charge to take cash out.

You get a better echange rate than your bank will offer as you are buying a large ammount of money at a time and if you don't use all the money then you can just claim it back...

http://www.caxtonfxcard.com


nationwide dont charge to use the atm though you only get charged if you use a cash machine that charges.
ed
Member

Registered: 10th Sep 03
User status: Offline
21st Jul 08 at 14:30   View User's Profile U2U Member Reply With Quote

Interesting how they are quite secretive about thier exchange rates and what they charge you when you make a card payment...

[Edited on 21-07-2008 by ed]
Matt L
Member

Registered: 17th Apr 06
User status: Offline
21st Jul 08 at 14:37   View User's Profile U2U Member Reply With Quote

never thought of that tbh may look into it

 
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