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Author Write-off
Deadude
Member

Registered: 30th Jun 07
Location: Spondon, Derby
User status: Offline
6th Jul 08 at 22:25   View User's Profile U2U Member Reply With Quote

Well was on holiday last week with a mate and basically he shunted me from behind push in rear bumper and boot. So rang insurance etc etc they said i had to take it to a specific garage which i did who have quoted me 2,000 for a new boot and rear bumper which i think is rather ott insurance company will be rining me back tomorrow about it i believe.

does anyone know whether im allowed to get other quotes from other garages as id rather not have my car written off for such easily fixable damage. also if the car is written off is there any way i can keep it and still be paid out some of the money???
CorsAsh
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Registered: 19th Apr 02
Location: Munich
User status: Offline
6th Jul 08 at 22:27   View User's Profile U2U Member Reply With Quote

Get a quote, get your mate to pay for it? Leave insurance out of the equation.

You'd be doing him a favour too.
AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
6th Jul 08 at 22:28   View User's Profile U2U Member Reply With Quote

It must be more than just bumper/boot. Must have taken the back panel and/or boot floor too.
Deadude
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Registered: 30th Jun 07
Location: Spondon, Derby
User status: Offline
6th Jul 08 at 22:28   View User's Profile U2U Member Reply With Quote

chances are that wont happen as there was another car involved too so hed still be fucked.

was going down a single lane road another car coming head on me and the car coming head on stopped my mate to close to me didnt shunted back of me and i hit her from the impact...
Colin
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Registered: 4th Apr 02
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6th Jul 08 at 22:29   View User's Profile U2U Member Reply With Quote

You can take it to whoever you want for quote/repairs....dont let them make you think otherwise!

You may be offered to buy it back if its written off at the insurance companies discression.
Tommy L
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Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
6th Jul 08 at 22:29   View User's Profile U2U Member Reply With Quote

Is there no damage underneath the surface? It may look like its just a bumper and boot but there could be damage that you can't see?!
Deadude
Member

Registered: 30th Jun 07
Location: Spondon, Derby
User status: Offline
6th Jul 08 at 22:30   View User's Profile U2U Member Reply With Quote

well the garage said there was some slight damage to boot floor that would be easily fixable back panel was fine
ainsley_brader
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Registered: 24th Mar 02
Location: Tattershall, Lincolnshire
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6th Jul 08 at 23:04   View User's Profile U2U Member Reply With Quote

isnt there front damage where you hit the other car
i had heard that if your car was wrote off by a third party insurance that you still owned the car afterwards!
DragonV
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Registered: 12th Feb 08
Location: Medway
User status: Offline
7th Jul 08 at 08:39   View User's Profile U2U Member Reply With Quote

Im third party, i hit someone in november and my cars still sitting outside on the drive, so i think you can keep it anyway! Insurance have never said anything about taking it away
Deadude
Member

Registered: 30th Jun 07
Location: Spondon, Derby
User status: Offline
7th Jul 08 at 17:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by ainsley_brader
isnt there front damage where you hit the other car
i had heard that if your car was wrote off by a third party insurance that you still owned the car afterwards!


well theres slight damage but its just a few scuffs and thts about it...
John
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Registered: 30th Jun 03
User status: Offline
7th Jul 08 at 17:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by DragonV
Im third party, i hit someone in november and my cars still sitting outside on the drive, so i think you can keep it anyway! Insurance have never said anything about taking it away


Thats because your third party insurance only covers the third party, they won't be paying for your car whether its a write off or not so they obviously won't take it off you.

 
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