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Author Grrrrrrr!!!!!
JadeM
Premium Member

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Registered: 9th Feb 06
User status: Offline
13th Jun 08 at 14:12   View Garage View User's Profile U2U Member Reply With Quote
I've just been hit with £63.00 in bank charges........................for being £20..00 overdrawn.

I've a direct debit for my phone, meant to come off on the 2nd of the month.

I paid for something online on the 9th and checked I had enough in the account to cover the payment before I sent it. Turns out the direct debit hadnt been taken out on the 2nd, they didnt take it off until the 10th and it left me overdrawn

I'm going to write to them, it was a genuine mistake. Whats the chances of them cancelling the fees? I've never been overdrawn before


Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
13th Jun 08 at 14:16   View User's Profile U2U Member Reply With Quote
If its a one off then they will sometimes just refund it.
BluKoo
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Registered: 8th Apr 02
Location: Stonehaven (Scotland)
User status: Offline
13th Jun 08 at 14:16   View User's Profile U2U Member Reply With Quote
Yeah, go down to your bank and ask them nicely to reverse the charges.

Its worked a few times for me.
smack
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Registered: 7th Jul 04
User status: Offline
13th Jun 08 at 14:20   View User's Profile U2U Member Reply With Quote
iv just gone into £300 overdraft, i have got a £500 overdraft limit, its not going to rape me is it ?
JadeM
Premium Member

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Registered: 9th Feb 06
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13th Jun 08 at 14:23   View Garage View User's Profile U2U Member Reply With Quote
I'll go in see them tomorrow when I'm at the shops, it was a genuine mistake
Wrighty
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Registered: 28th Feb 04
Location: Howden
User status: Offline
13th Jun 08 at 14:25   View User's Profile U2U Member Reply With Quote
set up and overdraft so you dont get charged for been overdrawn? i did it with my bank and they didnt even charge me
Colin
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Registered: 4th Apr 02
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13th Jun 08 at 14:25   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by smack
iv just gone into £300 overdraft, i have got a £500 overdraft limit, its not going to rape me is it ?


Nah if its an arranged one the interests pennies........charged daily tho!!
Colin
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Registered: 4th Apr 02
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13th Jun 08 at 14:26   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by JadeM
I'll go in see them tomorrow when I'm at the shops, it was a genuine mistake


I'll go with you & if they say no we'll tell them we're closing our accounts!

[Edited on 13-06-2008 by Colin]
RyanSxi
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Registered: 26th Jul 06
User status: Offline
13th Jun 08 at 14:32   View User's Profile U2U Member Reply With Quote
Ring em, from what ive heard they are usually really lenient with people who hardly ever get the charges.
pow
Premium Member

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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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13th Jun 08 at 15:07   View Garage View User's Profile U2U Member Reply With Quote
If its the first time they'll let you off
JadeM
Premium Member

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Registered: 9th Feb 06
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13th Jun 08 at 16:50   View Garage View User's Profile U2U Member Reply With Quote
quote:
Originally posted by pow
If its the first time they'll let you off


I've only been with them a year but never been overdrawn, hopefully they'll take pity on me

Colin noooooooo!!! I think you'd best stay at home and let me deal with this
Timbaland
Banned
Registered: 20th Jan 07
Location: Glasgow
User status: Offline
13th Jun 08 at 16:51   View User's Profile U2U Member Reply With Quote
Iv got an overdraft and its only like £2 a month in intrest.
WATSON
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Registered: 16th Jun 05
Location: Fife, Scotland
User status: Offline
13th Jun 08 at 16:54   View User's Profile U2U Member Reply With Quote
dont start me with banks

 
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