deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I currently don't have any full NCB, and with a crash against my name, it's kind of essential I get at least 1 years NCB.
I'm kind of looking to change my car BUT the insurance company I'm with are shit with mods (tried charging me £1300 to lower the car, along with putting me on a completely new policy, taking my premium to £2k).
So, if I bought a certain car, I'd need to change insurer.
Would I lose by '8 months NCB' I've currently got with existing insurer. Will any insurance companies honour that?
In bit of predicament, any help would be great 
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Dan295
Member
Registered: 9th Oct 06
Location: London
User status: Offline
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no companies will honour 8 months, call them tell them your considering changing your car, see what they say, they might be able to put the new car on the existing policy
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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yep you'd lose it
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Well, with mu current insurer, on a completely new policy, they quoted me:
£1949 with all the mods on the certain car declared. Only a 1.4 16v Corsa C Exclusiv 
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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just find someone else deano. There are better insurers out there for yourself. Just phone around.
Brentacre quoted me well when others wouldn't touch me on the A3
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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Yeah you would lose the 8 months you have already built up, for the amount of money you will of already paid on the policy, personally i would stick it out the extra 4 months and get the years ncb from them.
[Edited on 22-04-2008 by p4uls corsa]
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FruitBooTeR
Member
Registered: 18th Jan 07
Location: Wolverhampton Drives: S15
User status: Offline
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If i were you id stick it out until your years up get 1yncb under your belt then change to a company like Flux / Brentacre
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Going to do that I think.
And regardless with the 12v, just in case I fancy a few things.
Shame, the car I fancy is in Genera Chat at the moment, "think I'm in love thread".
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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only 'mod' i can see on that 1.4 16v corsa i lowered.
i'd hold out for 4 months, it does go quick mate.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Yeah, 4 months is going to fly by I would consider declaring the Airdam as well, so that if I crashed that was covered.
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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im changing my car too within my first ncb year, its gona cost me £200 for 6 months on a 1.6 than 1.4 so im just going for it then moving elsewhere after, good luck mate, if its ment to be it will happen
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by deano87
Yeah, 4 months is going to fly by I would consider declaring the Airdam as well, so that if I crashed that was covered.
thing is mate, most insurance companies don't replace like for like, so in the end you would actually lose out on what is an optional extra part from the vauxhall factory.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Spoke to dad. He seems to make the negative look positive.
Just 14 months to wait now for a new car  unless mine goes pop.
EDIT: Cheers Pete 
[Edited on 22-04-2008 by deano87]
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