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Author Cheaper insurance at 21?
stan_the_man
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Registered: 14th Feb 07
Location: Perth, Western Australia
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21st Apr 08 at 14:33   View User's Profile U2U Member Reply With Quote

Im 21 on Friday and was wondering if insurance companies view this as a plus points and so drop prices?

Whats your experiences?
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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21st Apr 08 at 14:35   View Garage View User's Profile U2U Member Reply With Quote

nope dont think so
Ben G
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Registered: 12th Jan 07
Location: Essex
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21st Apr 08 at 14:38   View User's Profile U2U Member Reply With Quote

25
Hoddo
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Registered: 7th Nov 06
Location: Wallisdown, Bournemouth
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21st Apr 08 at 14:38   View User's Profile U2U Member Reply With Quote

well. im 20, 21 in sept and my car is insured for £388 for the year tpft- 2 years NCB. etc.

[Edited on 21-04-2008 by Hoddo]
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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21st Apr 08 at 14:43   View User's Profile U2U Member Reply With Quote

Turning 21 made very little difference to my insurance quote.

25 is the main turning point.
stan_the_man
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Registered: 14th Feb 07
Location: Perth, Western Australia
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21st Apr 08 at 14:46   View User's Profile U2U Member Reply With Quote

Ahh well.

Trying absolutely anything to get my quotes down....
Richie B
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Registered: 18th Apr 04
Location: Newcastle
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21st Apr 08 at 14:47   View User's Profile U2U Member Reply With Quote

maybe a little bit, but links in with mcb and yrs driving experience i guess
Hoddo
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Registered: 7th Nov 06
Location: Wallisdown, Bournemouth
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21st Apr 08 at 14:47   View User's Profile U2U Member Reply With Quote

just done a online quote with Direct line, being 21 with 3 years NCB I can get mine down to

£224.70 for the year fully comp. on a 1.4 8V corsa.

John G
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Registered: 18th Jul 05
Location: Wirral, Merseyside
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21st Apr 08 at 14:48   View User's Profile U2U Member Reply With Quote

fuck all happend to either! im just hoping it dus come down when im 25, should notice a big difference then to as my 6 points come off that year too.
Robbo
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Registered: 6th Aug 02
Location: London
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21st Apr 08 at 14:49   View User's Profile U2U Member Reply With Quote

u wont notice any diff with age

jus change in excess
John G
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Registered: 18th Jul 05
Location: Wirral, Merseyside
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21st Apr 08 at 14:52   View User's Profile U2U Member Reply With Quote

my excess is mooooohasive because of my 6points, was only way to keep my insurance down!
Matt L
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Registered: 17th Apr 06
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21st Apr 08 at 14:55   View User's Profile U2U Member Reply With Quote

my excess is 900 screwed if im in accident thats my fault luckily insurance was only 700odd though
John G
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Registered: 18th Jul 05
Location: Wirral, Merseyside
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21st Apr 08 at 14:56   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
my excess is 900 screwed if im in accident thats my fault luckily insurance was only 700odd though


think mines 700, that will teach me to get caught speeding twice by the same police man
John
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Registered: 30th Jun 03
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21st Apr 08 at 14:59   View User's Profile U2U Member Reply With Quote

My insurance went down considerably when I got to 21ish with 3 years no claims.

I can get insured on just about anything for under 600 quid.
Matt L
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Registered: 17th Apr 06
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21st Apr 08 at 15:02   View User's Profile U2U Member Reply With Quote

tbh i think im going to carry on doing what i've done ththe past few times and have my mum insured on it aswell (im the policy holder) but it knocks quite alot off
Ben G
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Registered: 12th Jan 07
Location: Essex
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21st Apr 08 at 15:04   View User's Profile U2U Member Reply With Quote

i do that matt, my mum and dad are insured on my car and it means if i'm not here, they can move it legally if they need to.

knocked aobut 500 quid off the price too
John G
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Registered: 18th Jul 05
Location: Wirral, Merseyside
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21st Apr 08 at 15:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Matt L
tbh i think im going to carry on doing what i've done ththe past few times and have my mum insured on it aswell (im the policy holder) but it knocks quite alot off


i have done this with me and me dad, its been usefull as its got me some great lifts to places, just used to old, "dad give us a lift, iv had a drink! remeber you can use me car so it wont cost you anything"
smack
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Registered: 7th Jul 04
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21st Apr 08 at 15:08   View User's Profile U2U Member Reply With Quote

when i turned 21 my insurance went from like 800 - 400
could of been the extra years no claims tho tbh
corsa - gus
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Registered: 8th Jan 07
Location: Aberdeen, Scotland
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21st Apr 08 at 15:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Ben G
i do that matt, my mum and dad are insured on my car and it means if i'm not here, they can move it legally if they need to.

knocked aobut 500 quid off the price too


i did that aswell, then my old man notched up 6 points in a couple of months so had to take him off

that'll teach him
Jambo
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Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
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21st Apr 08 at 15:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
My insurance went down considerably when I got to 21ish with 3 years no claims.

I can get insured on just about anything for under 600 quid.


John speaks sense. I waited to 21 to insure my LET corsa, wouldnt touch me before i was 21.
Hoddo
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Registered: 7th Nov 06
Location: Wallisdown, Bournemouth
User status: Offline
21st Apr 08 at 15:27   View User's Profile U2U Member Reply With Quote

as I said at near the top...
chr15barn3s
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Registered: 5th Oct 03
Location: Farnborough
User status: Offline
21st Apr 08 at 16:19   View User's Profile U2U Member Reply With Quote

My insurance dropped £200 when turning 21 and gaining another year of ncd

 
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