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Author 2.0l 1.2l insurance etc.
SAL
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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
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6th Apr 08 at 21:59   View Garage View User's Profile U2U Member Reply With Quote

depend's on if you can handle a 2.0, a bird told me the 1.4 was enough for yout
antmashed
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Registered: 2nd Aug 06
Location: Hertford
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6th Apr 08 at 21:59   View User's Profile U2U Member Reply With Quote

great, so get lost out of my thread u twat
antmashed
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Location: Hertford
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6th Apr 08 at 22:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Stavs
depend's on if you can handle a 2.0, a bird told me the 1.4 was enough for yout


handled the old mans motor earlier
Warren G
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Registered: 14th May 06
Location: Kent
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6th Apr 08 at 22:01   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by jr
why do you ask then ?


asking for a mate


SAL
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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
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6th Apr 08 at 22:02   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
quote:
Originally posted by Stavs
depend's on if you can handle a 2.0, a bird told me the 1.4 was enough for yout


handled the old mans motor earlier


oh rly
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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6th Apr 08 at 22:02   View User's Profile U2U Member Reply With Quote

ya rly
antmashed
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Registered: 2nd Aug 06
Location: Hertford
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6th Apr 08 at 22:02   View User's Profile U2U Member Reply With Quote

ya rly
SAL
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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
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6th Apr 08 at 22:04   View Garage View User's Profile U2U Member Reply With Quote

ya serios ya

anyway ant, sorry to say it but yes it's elligal mate
antmashed
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Location: Hertford
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6th Apr 08 at 22:05   View User's Profile U2U Member Reply With Quote

i know its fecking illegal do you think im stupid (dont answer that) just curious on 'how' illegal it is etc. but all(well most) the replys i have so far are no help
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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6th Apr 08 at 22:06   View User's Profile U2U Member Reply With Quote

Void Insurance, there fore void mot.
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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6th Apr 08 at 22:06   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
i know its fecking illegal do you think im stupid (dont answer that) just curious on 'how' illegal it is etc. but all(well most) the replys i have so far are no help



Ask stupid questions, get stupid replies.
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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6th Apr 08 at 22:07   View User's Profile U2U Member Reply With Quote

Insurance fraud too
SAL
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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
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6th Apr 08 at 22:08   View Garage View User's Profile U2U Member Reply With Quote

ok, let just say you bump into mr eric for example and the car get's towed away, the assesor come's to veiw the damage and he see's young ant has a 2.0 when the car on the v5 and insurence states 1.2

void insurence, and fraud clame, you will be in slight trouble and prob's never get insured again

ant, silly question tbh
antmashed
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6th Apr 08 at 22:08   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by harrisp
quote:
Originally posted by antmashed
i know its fecking illegal do you think im stupid (dont answer that) just curious on 'how' illegal it is etc. but all(well most) the replys i have so far are no help



Ask stupid questions, get stupid replies.


if i asked "can you fuck off" would that be a stupid question
Hamish
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Registered: 4th Apr 05
Location: Ashtead, Surrey Drives: 100bhp Mint with Hole
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6th Apr 08 at 22:09   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
quote:
Originally posted by harrisp
quote:
Originally posted by antmashed
i know its fecking illegal do you think im stupid (dont answer that) just curious on 'how' illegal it is etc. but all(well most) the replys i have so far are no help



Ask stupid questions, get stupid replies.


if i asked "can you fuck off" would that be a stupid question

yes because you didnt include a question mark

[Edited on 06-04-2008 by Hamish]
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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6th Apr 08 at 22:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
quote:
Originally posted by harrisp
quote:
Originally posted by antmashed
i know its fecking illegal do you think im stupid (dont answer that) just curious on 'how' illegal it is etc. but all(well most) the replys i have so far are no help



Ask stupid questions, get stupid replies.


if i asked "can you fuck off" would that be a stupid question


Ermm I suppose it wouldn't be a stupid question, but mate, chill the fuck out, I was just fucking about, hence the smilies. >>>>
antmashed
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Registered: 2nd Aug 06
Location: Hertford
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6th Apr 08 at 22:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Stavs
ok, let just say you bump into mr eric for example and the car get's towed away, the assesor come's to veiw the damage and he see's young ant has a 2.0 when the car on the v5 and insurence states 1.2

void insurence, and fraud clame, you will be in slight trouble and prob's never get insured again

ant, silly question tbh


does it count with irmscher grilles, coilovers and back boxes
harrisp
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Registered: 15th Dec 07
Location: Derbyshire
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6th Apr 08 at 22:19   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
quote:
Originally posted by Stavs
ok, let just say you bump into mr eric for example and the car get's towed away, the assesor come's to veiw the damage and he see's young ant has a 2.0 when the car on the v5 and insurence states 1.2

void insurence, and fraud clame, you will be in slight trouble and prob's never get insured again

ant, silly question tbh


does it count with irmscher grilles, coilovers and back boxes


Yes, serious answer from me to you

[Edited on 06-04-2008 by harrisp]
antmashed
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Registered: 2nd Aug 06
Location: Hertford
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6th Apr 08 at 22:37   View User's Profile U2U Member Reply With Quote

peace dude
SAL
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Registered: 19th Dec 05
Location: Radlett, Hertfordshire
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6th Apr 08 at 22:40   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by antmashed
quote:
Originally posted by Stavs
ok, let just say you bump into mr eric for example and the car get's towed away, the assesor come's to veiw the damage and he see's young ant has a 2.0 when the car on the v5 and insurence states 1.2

void insurence, and fraud clame, you will be in slight trouble and prob's never get insured again

ant, silly question tbh


does it count with irmscher grilles, coilovers and back boxes


1: irmscher grill came as factory spec on some corsa's
2: yes cost £40 extra
3: dont no as i have a full system ?
aron
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Registered: 10th May 07
Location: Ware, Hertfordshire
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6th Apr 08 at 22:44   View User's Profile U2U Member Reply With Quote

after all of these other posts, i don't think you need me to tell you it's a badgerish thing to do.
Ian
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Registered: 28th Aug 99
Location: Liverpool
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7th Apr 08 at 01:33   View Garage View User's Profile U2U Member Reply With Quote

Basically yes it is illegal - if you go from 1.2 then 2.0 then you go up a tax class for pre-2001 vehicles. Gets even more complicated after 2001 but the upshot is that you're likely to be not paying sufficient road fund. I'm not clear on the penalties but not displaying a valid disc would earn you some motoring endorsements and tax evasion may even be criminal. Not entirely sure.

Then you have the issue of insurance. This is a difficult one as because you have bought insurance you have complied with your legal obligations under road traffic act so no offence is taking place. Of course, this all changes if the car is inspected and the details which you supplied on inception of the policy are found to be incorrect. This could happen because your are pulled and the Police officer checks the engine details against DVLA records. Important to note that this doesn't need to be a thorough check with engine numbers and the like. The Police are able to impound a vehicle on suspicion of it being driven without insurance so in the very least it'll be taken off you at the road side before being examined more closely. This would normally lead to prosecution and in certain forces the cars are crushed.

It would also come to light if you have an accident and the car is inspected. The likelyhood of it being inspected is quite high, particularly with cars with other modifications present. Bear in mind, it is in an insurance companies interest to not pay out so economically they can afford to appoint people to find reasons not to pay. This is slightly worse than the first circumstance of course as not only will you have the prosecution to deal with but you'll either have a car that isn't getting fixed or worse other peoples' cars. You may even be personally responsible for compensation for their injuries.

The only real way around it is to not crash or get pulled. Those two things are largely out of your hands though. I personally wouldn't want to risk some big headaches based on other peoples decisions. Only would take one bit of Police interest and you're done. Accident and you're done. Doesn't even have to be your fault. Someone could drive in to you and your car may be inspected while it's being fixed quite legitimately. You might get the car fixed but you would be eligible for prosecution if your insurance later voided your policy for while you were previously driving.

Big risk to save 500 quid. IN10 will mess you up for years.
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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7th Apr 08 at 09:55   View User's Profile U2U Member Reply With Quote

If you insure it as a 1.2 you are technically insured to drive on the road. (Some insurers wont cover an engine conversion so in that case the 1st point i make below may not work)

If you crash (not at fault) and your insurance find out about the modifications or points on your license etc you are normally made to pay the difference to your premium before you can continue with a claim.

If you crash (at fault) and your insurance find out about the modifications or points on your license etc then your insurers will refuse to pay out and your up shit creek!.

If your car is MOT'd as a 1.2 it is still MOT'd so thats not void as some people have said.

Your in trouble with the tax though as your paying for a 1.2(£60ish) when a 2.0(£100ish)



[Edited on 07-04-2008 by johnhara1]

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