Ren
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Registered: 16th Oct 04
User status: Offline
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Quite a dilemma, but i'll explain best I can.
I have just sold my corsa a few days ago, and i'm going to put a freeze on the insurance till I get another car. My dilemma is, I need to get to work tomorrow (and every other saturday) and now that my dad is working saturdays, I cant get a lift. My grandad has gone abroad till August, and his car is left standing on the drive.
My question is, can I insure it under my own insurance for a few months till I get my own car, or will the fact that it's still insured under his own company cause problems? Im in a pickle for 2moro so help needed urgently 
[Edited on 28-03-2008 by Ren]
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Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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i think you should be an additional driver on your grandads car since you will only use it on saturdays
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Ren
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Registered: 16th Oct 04
User status: Offline
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Nah because if im insured on it, id be able to use it 7 days a week instead of relying on my dad. Im a bit of a ditz for not realising this in the first place is it possible though? Grandad is abroad so phoning his insurance without him here is going to be tricky
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Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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well the whole thing will be illegal then, he hasn't given consent.
you woud need him to ring the insurance.
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strick206
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Registered: 12th Apr 07
Location: Wigan Drives:Integra DC5
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is it not possible to just ring your insurance and put that car on your policy?
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Ren
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Registered: 16th Oct 04
User status: Offline
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quote:
Originally posted by Gaz
well the whole thing will be illegal then, he hasn't given consent.
you woud need him to ring the insurance.
I've got his consent already, I asked him before he left a few months back and he said it was fine - just dont crash it
But he's not going to phone up his insurance company from abroad, so im in a pickle
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Arctic_Monkey
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Registered: 20th Mar 06
Location: East Dunbartonshire - Glasgow
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quote:
Originally posted by strick206
is it not possible to just ring your insurance and put that car on your policy?
Strictly speaking only the owner and keeper of a car on paper can insure it, in this case Ren, you can't add your grandad's car onto your policy as it's still insured by him with another company. Your Grandad will have to add you on as a Temp. Add. Driver...or someone will have to phone his insurance company pretending to be him
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Ren
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Registered: 16th Oct 04
User status: Offline
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So I couldnt add it as a temporary vehicle on my policy? I only ask, because it makes me wonder how dayinsure works if that's the case...
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carnuts
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Registered: 28th Aug 05
Location: Hertfordshire
User status: Offline
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i thought it was illegal to have 2 insurances on one car because a double claim could be made?
i have added a temp car on my policy cause i was given a coutesy car i had to insure
[Edited on 28-03-2008 by carnuts]
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Arctic_Monkey
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Registered: 20th Mar 06
Location: East Dunbartonshire - Glasgow
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Yeh you can't have 2 live policies on one car...I don't know much about day insure mate
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Ren
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Registered: 16th Oct 04
User status: Offline
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Plan B is to just dayinsure it for 28 days... This isn't illegal is it? I'm only asking because of what ive heard in this topic.
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Jay
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Registered: 26th Sep 04
Location: Liverpool
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Elephant will let you insure it when the cars not in your name
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doely_gti
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Registered: 11th Dec 07
Location: Torfaen
User status: Offline
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im a underwriter for insurance, and i can 100% tell you that it is uber illegal to have more than one active policy on a car at once, not even day/week/month insurance would be legal, do you have driving other cars extension? another idea is to get maybe your dad to ring as your grandad and add you as a temp driver and pay the additional premium for it, yes its not right to get someone to ring on his behalf, but as long as grandad doesn't mind there shouldn't be a prob mate.
hope this helps
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Ren
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Registered: 16th Oct 04
User status: Offline
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Really? So how are norwich union getting away with day policies? I'm not saying it in a cocky way by the way mate, just genuine question 
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doely_gti
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Registered: 11th Dec 07
Location: Torfaen
User status: Offline
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i insured mine last week with a day insurance with norwhich union, but the car had no other policy active so its legal. there is a option when i did mine though come to think of it, which said "using relatives car temporarily" so def look into it, mine was like 12 for the day last week.
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