Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
Justgot my credit card statement for a card i cleared with a balance transfer, and i have found out i have £90 credit 
Its a Virgin (MBNA) card. What do you do with "credit" on a credit card, just sped it? Or can you get a cheque sent to you or transfer the balance to a bank account 
Either way 
[Edited on 13-03-2008 by Jambo]
|
Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
|
Brucey bonus 
Not sure, doubt you can get it as cheque tbh.
Get it spent 
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
I need a new xbox game 
|
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
|
Never had this situation in all 5 credit cards I've had in the passed.
I'd say spending £90 should clear it and be equal.
Might be worth just ringing them though?!
|
Matt L
Member
Registered: 17th Apr 06
User status: Offline
|
if you dont want to spend on it ring them for a chq?
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
i do need the money either paying off the balance i transfered or petrol in the car. But i suppose ill just use the credit up 
Nice suprise
|
deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
|
Can you not use the credit card with £90 credit for petrol?
|
Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
|
yeah
|
BigSte
Member
Registered: 27th Aug 02
Location: Sheffield
User status: Offline
|
my credit card once got it credit (I bought something, paid the cc off then got a refund)..... I went on my internet banking and transferred it to my current a/c (as I banked with the same people i got my card off) and they bloody charged me as though it was a cash withdrawal....
i rang them up and they wouldn't refund the charges...
your best bet would be to just spend it i reckon
|
myke
Member
Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline
|
did they take that amount as a minimum payment whilst your cheque to clear the lot was in the post?
Either way, it's a bonus and if you say you want to close the account they should forward a cheque to you.
I had a card company (think it was a GM Card actually) send me a statement everymonth saying i was 19p in credit. I said to just clear it and close the account but they wouldn't write it off without a signature. I couldn't be bothered, so they continued to pay postage on the monthly statement for about another 18months before doing anything about it. That amount wasn't worth having sent back, but they should do a cheque for £90.
|
