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Author Insurance
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 15:27   View User's Profile U2U Member Reply With Quote
Good day to you all!

Right the corsa Im looking at buying is modified (irmscher bits, steinmetz, and some other bits and bobs)

Main problem is Im 17

Are there any 'niche' companies I could try ringing for a quote?

Already tried Adrian Flux(2600), and been on confused.com (2090 from Ecar)
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
27th Feb 08 at 15:29   View User's Profile U2U Member Reply With Quote
The word modified turns you into a punchbag from the insurance companies point of view. You will be lucky at 17 to get a quote (especially around Nottingham unless you live in a low crime area) less than £1800, and that will be TPFT
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 15:37   View User's Profile U2U Member Reply With Quote
Do corsa spin's have an imobiliser/alarms?
fazza
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Registered: 7th Feb 08
Location: Plymouth
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27th Feb 08 at 15:53   View User's Profile U2U Member Reply With Quote
not as standard i dont think
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 16:31   View User's Profile U2U Member Reply With Quote
Another quick question

Can Irmscher stuff(bumpers) be classed as optional bodykit?
Dan Lewis
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Registered: 31st Jan 05
Location: Leicestershire
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27th Feb 08 at 16:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by antnee
Another quick question

Can Irmscher stuff(bumpers) be classed as optional bodykit?


yes
jacko198
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Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
27th Feb 08 at 16:43   View User's Profile U2U Member Reply With Quote
Depending what it is, you could always not tell them about it.
Could say you didnt know it was modified as it was like that when you bought it
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 16:52   View User's Profile U2U Member Reply With Quote
Car is easy to tell its modified straight off, and not telling them about something is illegal and could invalidate your insurance!
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 16:55   View User's Profile U2U Member Reply With Quote
Im sixteen and i got a quote for when il be seventeen from quinn direct. They quoted me £1137 for third party fire and theft driving a corsa 1.0 12v club.
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 17:01   View User's Profile U2U Member Reply With Quote
Is it modded?
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 17:06   View User's Profile U2U Member Reply With Quote
Quinn Direct £4,267.62 fully comp, me think no
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 17:17   View User's Profile U2U Member Reply With Quote
Serious!!

They quoted me £1600 for an audi a3 1.6!!

Im from northern ireland which is usually more expensive again!!

And the corsa b 1.0 12v club fully comp was only gona cost me around 1400!
johnhara1
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Registered: 19th Oct 06
Location: Newcastle upon Tyne
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27th Feb 08 at 17:19   View User's Profile U2U Member Reply With Quote
Aslong as there's no performance enhancing mods or big body kits i would just insure it as standard.

You'll be going 3rd party anyway to keep the price down id imagine?
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 17:22   View User's Profile U2U Member Reply With Quote
When any of my mates crash when they are racing around the backroads like idiots and they have alloys on there cars that are not declared they get somebody to bring down a set of deflated steelies and fit them before they ring the police. there fore they are fully covered - so long as the steelies are a bit bashed up...
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 17:25   View User's Profile U2U Member Reply With Quote
The quote from Ecar is going to be the best I can get I think

just need to find another 1900 quid, lol, and pass my test
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 17:32   View User's Profile U2U Member Reply With Quote
Ecar quoted me £2400!!!

Must be different because of the areas we live in or sumthin.

Wher abouts you from?

Whats your modded corsa like??
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 17:33   View User's Profile U2U Member Reply With Quote
Im from Nottingham, dont want to give to much away yet as I havent bought it yet
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 17:34   View User's Profile U2U Member Reply With Quote
Oh rite

You gona post some pics of it then if you actualy buy it then???
LAMM13
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Registered: 15th Dec 05
Location: Towcester, uk
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27th Feb 08 at 17:39   View User's Profile U2U Member Reply With Quote
elephant? at 17 i paid 1700 for my car (1.2 16v, with lots of mods) i now pay 1200 at 18 with 1 year ncb
antnee
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Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 18:48   View User's Profile U2U Member Reply With Quote
elephant wouldnt quote

Changed a few things, got Ecar down to £1978.20
Carl Gillespie
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Registered: 15th Feb 08
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27th Feb 08 at 18:55   View User's Profile U2U Member Reply With Quote
Happy days.

What mods does that include?
ShEp
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Registered: 9th Aug 05
Location: Dingwall, Highland
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27th Feb 08 at 19:11   View User's Profile U2U Member Reply With Quote
gocompare
tesco value fully comp
tesco compare
antnee
Member
Registered: 30th Dec 07
Location: Cov Drives: Clio 197
User status: Offline
27th Feb 08 at 19:31   View User's Profile U2U Member Reply With Quote
Only optional bodykit and alloys, rest of stuff is mainly other vaux bits.

Although, if I get some sort of imobiliser/alarm, that may help bring it down
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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27th Feb 08 at 20:13   View User's Profile U2U Member Reply With Quote
For the amount it would cost to buy and install an alarm its unlikely it will be economical (i.e. wont bring your insurance down by as much as you pay for the alarm)

Can you not just buy a standard car?

 
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