chunk89
Member
Registered: 16th May 07
Location: Huddersfield
User status: Offline
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All of you might all ready know this but just for the few young drivers who dont, there is a way to get 'reasonable' insurance for your first few years of driving while earning your own NCB. and it does not involve the thing which direct line does.
on your policy add your parents as named drivers instead of you been name drivers. im 18 now got 1 years named driving experience and i want my own policy. so i have gone with admiral and added both my parents on my 1.4 16v sri corsa as named drivers. i have said that there is no years no claims but that my parents have held there licences for how many years they have and its come back for 3rd party fire and theft with 750 pound worth of sterio damage and no years no claims
my final price is.......... £841 which i think is quite good what do you think? let me no
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WU-TANG- DAN
Member
Registered: 30th Nov 07
User status: Offline
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i have my dad as named driver, had my mum as well, took my mum off and it got cheaper.
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chunk89
Member
Registered: 16th May 07
Location: Huddersfield
User status: Offline
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i put my dad on aswel as my mum and it got 90 pound cheaper. also my parents have no accidents or losses and all that crap within the past 5 years
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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i added my step dad an it went up by 2k so went on my own.
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chunk89
Member
Registered: 16th May 07
Location: Huddersfield
User status: Offline
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i dont know what happend to yours then. id thought id just post it incase any one wants to try it who is ur insurance with?
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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when i had the gsi i was with quinn. tried loads of places, addind diff people. all of them came out dearer an ended up payin £2300. now ive got an astra, done same with that. tried loads of companys adding diff people to try get it cheaper an it always came out dearer than what i am paying on it. im 18 1YNCB with 6 points and am payin £900 on a 1.6 astra on my own.
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chunk89
Member
Registered: 16th May 07
Location: Huddersfield
User status: Offline
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thats really decent actually lol
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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quote:
Originally posted by scottyp1989
when i had the gsi i was with quinn. tried loads of places, addind diff people. all of them came out dearer an ended up payin £2300. now ive got an astra, done same with that. tried loads of companys adding diff people to try get it cheaper an it always came out dearer than what i am paying on it. im 18 1YNCB with 6 points and am payin £900 on a 1.6 astra on my own.
I thought 6 points and you loose your license?
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WU-TANG- DAN
Member
Registered: 30th Nov 07
User status: Offline
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another school of thought is that the more drivers on the policy the increased likelyhood there will be a crash.
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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i did loose my licence. had to retake everythink
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Simon_16v
Member
Registered: 14th Aug 06
Location: Yorkshire
User status: Offline
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Ahhh
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chunk89
Member
Registered: 16th May 07
Location: Huddersfield
User status: Offline
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quote:
Originally posted by WU-TANG- DAN
another school of thought is that the more drivers on the policy the increased likelyhood there will be a crash.
but the more experince drivers which are on the policy shows that theres drivers who have experinece with no crashes and stuff
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WU-TANG- DAN
Member
Registered: 30th Nov 07
User status: Offline
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but, the car will be in use more often and whos to say another roaduser causes an accident.
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Jonz
Member
Registered: 27th Nov 07
Location: North Wales
User status: Offline
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Im 17 and iv just had insurance... my mum it the main driver with 6 ncb and im the other driver ho just passed my test.. the price is £675 on a corsa 1.4 16v which i think is good!!
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scottyp1989
Member
Registered: 29th Jul 07
Location: Warley, West Midlands
User status: Offline
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quote:
Originally posted by Jonz
Im 17 and iv just had insurance... my mum it the main driver with 6 ncb and im the other driver ho just passed my test.. the price is £675 on a corsa 1.4 16v which i think is good!!
but if its you driving the car all the time your insurance is void, pointless really mayaswell just had your mom on your policy, may have been a bit dearer bit still cheaper than being on your own
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Mike
Organiser: North West and North Wales
Premium Member
Registered: 20th May 06
Location: nr. Skipton, North Yorkshire
User status: Offline
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I've got my dad on mine, when I added him it went cheaper so I tried adding my mum aswell and it stayed the same as with my dad on
[Edited on 07-02-2008 by Mike B]
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Jenko_Sport
Member
Registered: 25th May 06
Location: Stoke-on-Trent
User status: Offline
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My mum dropped my insurance by 120 quid
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sand-eel
Member
Registered: 15th Mar 07
Location: carluke/braidwood--IRNBRULAND
User status: Offline
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added both my parents and it went down by £200 this was on elephant
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i added my mum and dad as named drivers on my policy and it went down 400 quid 
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corsa_gsi_16v
Member
Registered: 6th Feb 07
Location: Swansea
User status: Offline
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Im on my step dads name and im 17, on a corsa c 1.4 sxi twinport, im paying £235 for the full year! thats everything inclueded! (Tescos)
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by corsa_gsi_16v
Im on my step dads name and im 17, on a corsa c 1.4 sxi twinport, im paying £235 for the full year! thats everything inclueded! (Tescos)
yes that is good but when you come to start your own policy one day when you grow up, you won't have any no claims bonus and will be charged huge amounts.
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JM Curdy
Member
Registered: 20th Jan 05
Location: Stranraer, Scotland
User status: Offline
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i added my mum to my quote for a 1.4 tigra and it dropped it 600 quid down to £650 thats for me 2 learn in on a provisional liscence
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carey
Member
Registered: 13th Jan 08
Location: scarborough
User status: Offline
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mines 500 quid this year with my mum and dad on, tried to add my 17 yr old bro and it went upto 1900 won't be doing that then!!
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LeeM
Member
Registered: 26th Sep 05
Location: Liverpool
User status: Offline
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quote:
Originally posted by Ben G
quote:
Originally posted by corsa_gsi_16v
Im on my step dads name and im 17, on a corsa c 1.4 sxi twinport, im paying £235 for the full year! thats everything inclueded! (Tescos)
yes that is good but when you come to start your own policy one day when you grow up, you won't have any no claims bonus and will be charged huge amounts.
tbh it'd be stupid on his own policy, and in a few years it'll be cheaper despite lack of no claims if that makes sense. i think it may work out cheaper overall
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