Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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If someone does a bank transfer to me, be it online, in the bank etc how do I know its 100% solid before I let the item go? Its for an £1100 Motorbike so im a bit weary as ive never done it before
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Corsa Sport Gav
Member
Registered: 12th Feb 03
Location: Durham, County Durham Drives: A6 Allroad
User status: Offline
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keep checking your balance?
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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Courier is coming sunday?
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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when you see available balance at what it should be, then you can let the item go.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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My brother says HSBC wont clear the funds till monday so hes not collecting it sunday!
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Tommy L
Member
Registered: 21st Aug 06
Location: Northampton Drives: Audi wagon
User status: Offline
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when was the transfered made? As i would have thought it would be near enough an instant transaction?
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Jodi_the_g
Member
Registered: 7th Aug 01
Location: Washington D.C
User status: Offline
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From the same bank to bank is instant.
From one bank to another can take 3 days.
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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A CHAPS transfer is more secure but could cost up to £30 to setup. Worth it for larger amounts, I don't think it's reversable and money is available the same day.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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quote:
Originally posted by JayM
If someone does a bank transfer to me, be it online, in the bank etc how do I know its 100% solid before I let the item go? Its for an £1100 Motorbike so im a bit weary as ive never done it before
Go get a receipt from an ATM!
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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He hasnt made it yet, is going to do it tomorrow he said, the listing only ended at 9pm on ebay on friday.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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He wants the bike sending to essex by the way via a courier that I sourced, hes not collecting it personally, hence my worries!
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_Allan_
Member
Registered: 24th Mar 04
User status: Offline
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Fuck that sound dodgy esp on a Sun. Tell him to wait until mid week until it's fully cleared. If he's genuine he'll wait. Do not let him push you to send.
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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No I wont send it unless the moneys in my account and 100% secure, even if the courier turns up sunday I wont be letting them take it, ive told him to leave it till after christmas and get them to collect it on the 27th
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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he said he would pay by paypal, but i dont fancy the fees and also i sold a phone and when the fella recieved it he filed a complaint against paypal and said it was damaged and they just refunded him half the money without any proof at all! So dont trust it no more!
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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He said hes put £50 into the account but I cant check till tomorrow, and he wants to put the remaining money in when the courier arrives at my house, and then I hand the keys and bike over to the courier, does this sound right? The bike is apparantley a present for his son for chrimbo.
[Edited on 22-12-2007 by JayM]
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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blatant scam IMHO
tell him to GTF
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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I asked him to pay the full amount and to wait till the 27th until I gaurentee it clears and he said this..
The way it works is quite simple. As you and I are both HSBC, the call it a bill payment which is deducted from my account immediately and paid in to yours immediately. If you call HSBC they will also confirm this. The reason why I have only paid £50 is show my honesty as neither party has met. The couriers are closed as of Sunday for XMAS that is why I would have to pay a premium to them to pick up on Sunday and deliver on Monday. An element of trust is required as I cant just pay the full balance until I know that the courier is with you but I shall increase the payment tomorrow once you confirm that the money is in the account and clarify with HSBC for your own comfort. Then the balance shall be paid whilst the courier is with you
cheers
It doesnt seem like a textbook scam though? As I dont believe theres a way to scam via bank transfer?
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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I replied...
I dont have access to internet banking though as its my dads account and the only time I will be able to check it is today (saturday), I dont live with my dad and he wont be there on sunday for me to check the balance on HSBC website when the courier is here, unless you pay the full amount today (saturday) so it can be checked and verified I dont think where going to have a deal anytime before christmas mate, its just not worth the risk for me im afraid.
[Edited on 22-12-2007 by JayM]
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Jay
Member
Registered: 26th Sep 04
Location: Liverpool
User status: Offline
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He said...
The payment is confirmed and cleared funds are now in your dads account. When you check the account on the net also call them and they shall confirm that it is cleared funds.
Still doesnt seem right for some reason, im gonna move the bike to another address tomorrow to be safe 
[Edited on 22-12-2007 by JayM]
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Jodi_the_g
Member
Registered: 7th Aug 01
Location: Washington D.C
User status: Offline
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No HSBC should be straight away, just ask him to get the courrier to come today.
Then as soon as he makes the payment, get your dad to ring the bank and check, as soon as it appears hand the keys over.
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