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Author NCB - Additional driver on a policy.
BYRON
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Registered: 1st Jun 04
User status: Offline
18th Oct 07 at 12:57   View User's Profile U2U Member Reply With Quote
Can anyone advise what insurers currently offer No Claims Bonus for named drivers on a policy please?
taylorboosh
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Registered: 3rd Apr 07
User status: Offline
18th Oct 07 at 13:01   View User's Profile U2U Member Reply With Quote
direct line
BYRON
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Registered: 1st Jun 04
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18th Oct 07 at 13:01   View User's Profile U2U Member Reply With Quote
Such a tedious thing...searching for insurance.
Matt_b
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Registered: 13th Jul 07
Location: Leeds
User status: Offline
18th Oct 07 at 13:02   View User's Profile U2U Member Reply With Quote
Direct Line do it I think, but the NCB that you build up as a named driver can only be used with them I believe
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
18th Oct 07 at 13:10   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by bulmz2k7
Direct Line do it I think, but the NCB that you build up as a named driver can only be used with them I believe


you are spot on- best way is to start early and get your own policy
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
18th Oct 07 at 13:20   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by bulmz2k7
Direct Line do it I think, but the NCB that you build up as a named driver can only be used with them I believe


such a crap system, dunno how my GF is supposed to build up a NCB when she has been on my policy for 2 years, no way can she afford £700 compared to the 50/50 split we do atm, £200
Matt_b
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Registered: 13th Jul 07
Location: Leeds
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18th Oct 07 at 13:23   View User's Profile U2U Member Reply With Quote
Yeah it's a load of rubbish I agree. I looked at doing it when I statred off but just thought it was cheaper in the long run to just go on my own policy.
BYRON
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Registered: 1st Jun 04
User status: Offline
18th Oct 07 at 14:33   View User's Profile U2U Member Reply With Quote
I drive a company car day in day out.
Lauren wants a new car, and we have found one albeit its a group 17.
her current insurer wont touch her, so I was going to insure it and she was going to be on the policy and we can both earn NCB for a 50/50 split on paying the premium.
She can keep her individual policy until next march when it expires, sells her current car and the new joint car can be her everyday hack.
whitter45
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Registered: 15th Nov 02
Location: Norton
User status: Offline
18th Oct 07 at 14:35   View User's Profile U2U Member Reply With Quote
She should just cancel herf insurance when she sells it - take the hit on getting the NCB for this year and start a fresh

Your way could lead to complications in the way that you may be stuck with direct line who are not the cheapest

[Edited on 18-10-2007 by whitter45]
BYRON
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Registered: 1st Jun 04
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18th Oct 07 at 15:18   View User's Profile U2U Member Reply With Quote
elephant and admiral (same company) are leading the way at sub £700 for the year.
whitter45
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Registered: 15th Nov 02
Location: Norton
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18th Oct 07 at 15:19   View User's Profile U2U Member Reply With Quote
everybody dishes elephant but I was with them with my corsa and TT and never had issues

They even paid out for crash which was my fault in the corsa without a valid MOT (which i am not proud of)
BYRON
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Registered: 1st Jun 04
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18th Oct 07 at 15:32   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by whitter45

They even paid out for crash which was my fault in the corsa without a valid MOT (which i am not proud of)


Result
John
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Registered: 30th Jun 03
User status: Offline
18th Oct 07 at 15:46   View User's Profile U2U Member Reply With Quote
Elephant paid my brother out relatively quickly for a write off and were good to deal with for the most part.

I am with Bell (same company) and have had no issues so far although haven't had to make a claim.

 
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