Satsta
Member
Registered: 14th Feb 05
Location: Manchester
User status: Offline
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So around a month ago I bought a new car...
Was quite happy with it paying £3500
2 weeks ago, some @@@@@'s decided it would be a good idea to rob my front and rear bumpers by ripping them off - also ripping my spoiler off and attempting to get into my boot via crowbar!
I couldnt believe it - i was only away from the car for an hour.
I had a few quotes to get it back to 'on the road' standard and the cheapest was £800 + parts (£350) I couldnt afford that just after buying a new car so i had to go through my insurance (£400 excess - losing 3 years NCB, but courtesy car)
this morning they have rung me saying it is beyond economical repair and gave me a valuation of £3600 minus the excess!! what the hell!??!
if i want to buy it back i have to pay them £900 and i would recieve £2300 after the excess has been taken out!!
has anyone been in this situation before?
my head is up my arse, i dont know what to do!!
I want to kill someone...then cry
sorry for the monday morning essay =(
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P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
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You paid £3.5k for the car, and the insurers have gave you a valuation of £3.6k? Thats good isn't it??
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Shane
Member
Registered: 10th Jan 04
User status: Offline
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yes it is goob but he has lost 3 years ncb aswel
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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WTF  Unfortunately the Country we live in is now a farce Not a clue what you can do about it, but I feel sorry for you bud.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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quote:
Originally posted by P1CK4D
You paid £3.5k for the car, and the insurers have gave you a valuation of £3.6k? Thats good isn't it??
Well taking away the Excess etc, I think he means he is getting £2300 back for it, having paid £1200 more only a month ago, and will also lose his NCB.
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P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
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quote:
Originally posted by Shane
but he has lost 3 years ncb aswel
Thats not so good.
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Satsta
Member
Registered: 14th Feb 05
Location: Manchester
User status: Offline
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quote:
Originally posted by P1CK4D
You paid £3.5k for the car, and the insurers have gave you a valuation of £3.6k? Thats good isn't it??
Not really
Ive lost 3 years no claims + a lot of hassle and stress
I just dont know what to do.
Im thinking of buying it back and getting it repaired from the guys who said £800 + parts...
Then ive gotta live with the cat-d tag and wait without a courtesy car etc as they are taking it away from me tomorrow
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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Sorry to hear it mate, really am 
My advise would not have been to go thro' the insurance, but never mind its done now.
What car is it?
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Satsta
Member
Registered: 14th Feb 05
Location: Manchester
User status: Offline
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quote:
Originally posted by pow
Sorry to hear it mate, really am
My advise would not have been to go thro' the insurance, but never mind its done now.
What car is it?
I really had no other choice m8
I just dont understand how they can write it off
They do that when the cost to repair exceeds the value of the car right?
I dont know how they can justify this on my car
Renault Megane Coupe Phase2 1.6 Sport Alize
53k miles on the clock
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TheCam
Member
Registered: 16th Mar 07
Location: Kirkcaldy
User status: Offline
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that is a gorjuz car
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TheCam
Member
Registered: 16th Mar 07
Location: Kirkcaldy
User status: Offline
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ps buy it back and fix it.
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Satsta
Member
Registered: 14th Feb 05
Location: Manchester
User status: Offline
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update
kicked off with the garage who gave the insurance company the quote to fix it
they have added a sh!t load of work that didnt need to be done IMO and also put down £1200 for parts when i sourced them and linked them for £300
i just dont think they can be arsed sorting it for me because of the wait for delivery of the bumpers (poland-2weeks)
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Daniel_Corsa
Premium Member
Registered: 21st Apr 04
Location: Wigton, Cumbria
User status: Offline
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Take it to another garage
April '06' Corsasport Feature Car  | Aug '08' Total Vauxhall Feature Car | Spring '09' Fast Car Feature Car
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