fox2006
Member
Registered: 13th Aug 06
Location: Cheshire
User status: Offline
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Anyone had this or now anywere i kan get it please?cheers
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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Im pretty sure you have to be 18?
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by Matt H
Im pretty sure you have to be 18?
need to be 18 for any type of credit
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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quote:
Originally posted by Ste L
quote:
Originally posted by Matt H
Im pretty sure you have to be 18?
need to be 18 for any type of credit
sir, yes, sir
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xXSpUdXx
Member
Registered: 26th Dec 04
Location: Somerset
User status: Offline
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never had finance but think sometimes if under 21 aswell they will ask for parental guarantee
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i'm 19 and ford never said anything? just simply said sign here and that was it 
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willhouse
Member
Registered: 11th Jul 06
Location: Sheffield
User status: Offline
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bad idea getting alot of finance if your under 21 IMO. if you cant afford it, you cant have it i reckon.
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Ben G
Member
Registered: 12th Jan 07
Location: Essex
User status: Offline
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i can afford it fine? i just don't have 10 grand sitting in my bank right now as i only just started my new job when i bought it...
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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quote:
Originally posted by willhouse
bad idea getting alot of finance if your under 21 IMO. if you cant afford it, you cant have it i reckon.
whats being under 21 got to do with it
i earn more than alot of 21year olds
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willhouse
Member
Registered: 11th Jul 06
Location: Sheffield
User status: Offline
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quote:
Originally posted by Dan Lewis
quote:
Originally posted by willhouse
bad idea getting alot of finance if your under 21 IMO. if you cant afford it, you cant have it i reckon.
whats being under 21 got to do with it
i earn more than alot of 21year olds
I also earn alot more than most 21 year olds, but the majority of under 21's dont have a solid life long job or properly solid career or anything such as a home to back finance up against.
If your living at home, your parents cop for it if you fail to make re payments and its their house at risk etc.
i would say a bank loan of up to around 3-4k is normally alright, as that amount of money can generally be easily found within most families or re-financed from elsewhere, should that need be required.
But again, this is only my opinion, i am not right nor wrong, just the way i see things
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P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
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quote:
Originally posted by willhouse
if you cant afford it, you cant have it i reckon.
Always lived by that rule and its so true!
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scoob
Premium Member
Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline
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quote:
Originally posted by P1CK4D
quote:
Originally posted by willhouse
if you cant afford it, you cant have it i reckon.
Always lived by that rule and its so true!
what if u can afford the finance ?
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Rubbish, if you have a constant salary why shouldn't you have finance? I have 0% on my Corsa at the moment, I paid a big enough deposit that even if I did loose my job, the car will still cover the rest of the finance so not a problem.
No reason why you shouldn't be allowed it under 21 (I'm 19 BTW)
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P1CK4D
Member
Registered: 19th Jun 06
Location: Around Essex Somewhere
User status: Offline
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quote:
Originally posted by scoob
quote:
Originally posted by P1CK4D
quote:
Originally posted by willhouse
if you cant afford it, you cant have it i reckon.
Always lived by that rule and its so true!
what if u can afford the finance ?
Then thats your personal choice to make. I was just saying, thats how ive lived and its never done me any harm and it makes you respect the values of money more IMHO.
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Ste L
Member
Registered: 3rd Jul 06
Location: Manchester Drives: 106 16v Rallye
User status: Offline
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quote:
Originally posted by willhouse
If your living at home, your parents cop for it if you fail to make re payments and its their house at risk etc.
parent's house wont be at risk, as the loan would be un-secured...
a secured loan would be on the house, but then only the home owner can apply for one of them
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scoob
Premium Member
Registered: 16th Oct 03
Location: Beverley, E Riding of Yorkshire
User status: Offline
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worst they could do would be to take the car off u and black list you
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CorsaSi Jay
Member
Registered: 19th Jun 07
Location: Watnall, Nottinghamshire
User status: Offline
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Personally, i'd never buy anything on finance. However, due to some bastard circumstances (Me being mugged) i had to take out a load of £2,750 to keep me going.
But in general, i if i cant afford it, i dont buy it.
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JM_16v
Member
Registered: 17th Oct 05
Location: Essex Drives: GLC63S
User status: Offline
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if i cant afford i dont buy but at 19 i could get a £17,000 loan
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paul.mitchell1984
Member
Registered: 31st Aug 06
Location: Wakefield
User status: Offline
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ye if you cant aford dont buy i wish id have had that advise at 18 lol 23 and still paying for it (not the money) just cant get credit anyhow or anywhere now....bugger 
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Tiesto
Member
Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
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If you can afford the repayments and can stomach the interest go for it.
Only live once 
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