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Author Agreed insurance values for cars
Robin
Premium Member

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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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6th Sep 07 at 22:01   View Garage View User's Profile U2U Member Reply With Quote

How do you go about doing this?

I REALLY need to get mine done, as if it went missing, I'd get about a grand for it, which clearly is wrong.

Does it make the policy more expensive?

and who is the best company to use for it?

[Edited on 06-09-2007 by Robin]
mav
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Registered: 19th Jun 01
Location: Scotland
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6th Sep 07 at 22:07   View User's Profile U2U Member Reply With Quote

Think it would put the price up quite a bit...Say your golf is worth 1k to them but want to insure for 3k agreed value, a lot more risk for the insurers.
stevegreetham
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Registered: 30th Oct 03
Location: Grimsby/Sheffield
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6th Sep 07 at 22:12   View User's Profile U2U Member Reply With Quote

HIC do it i think mate. With mine they sent me a form which took ages to fill in, they wanted photocopies of everything i had and pics of every mod.
They then rung me saying what they would insure it for against what i put. I cant say how much extra it cost me though as i am not too sure (didnt do a non agreed value quote before)
chr15barn3s
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Registered: 5th Oct 03
Location: Farnborough
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6th Sep 07 at 23:33   View User's Profile U2U Member Reply With Quote

HIC are really good for Golfs and offer agreed value.
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
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6th Sep 07 at 23:35   View Garage View User's Profile U2U Member Reply With Quote

Excellent, I'll try them then, cheers Chris.

Steve, sounds like a lot of hassle, but worth it I suppose.

Mav, the only reason I'd get a grand is because they'd think it was a mk2, going by the reg, and they're worth less cash
Butler
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Registered: 2nd Jun 05
Location: London
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7th Sep 07 at 01:28   View User's Profile U2U Member Reply With Quote

Well worth. My friends Rallye that burnt out, probably worth well over 10k. There was no agreed evaluation so hel be getting about 1.5k
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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7th Sep 07 at 10:23   View Garage View User's Profile U2U Member Reply With Quote

why was it worth well over 10k?

i dont even think that YB powered 4wd one would be worth that

[Edited on 07-09-2007 by Steve]
RichR
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Registered: 17th Oct 01
Location: Waterhouses, Staffordshire
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7th Sep 07 at 11:08   View Garage View User's Profile U2U Member Reply With Quote

Mine is done every year with HIC - they have agreed a value of £4500.

I have to provide receipts, 6+ photographs including engine/interior and all sides. Full detialed list of modifications including dates and prices.

They cover items which are both on and not fitted to the car so long as they are included in the valuation report.

It cost £15 for the administration fees and the policy is approximately £50 more than if I didnt have the agreed valuation.

If the car is damaged it is repaired like for like, or if parts are unavailable to a spec agreed by me,
Robin
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Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
7th Sep 07 at 13:35   View Garage View User's Profile U2U Member Reply With Quote

Good job I've got a massive folder of reciepts then

£50 sounds good to me, I think I can stretch to that.

 
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