thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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dont fokin bother. rang up for a quote on my GSI. 21yrs old, 3yrs ncb. they wanted 490 quid fc. not bad i thought considering i pay 400 quid Tpft now. after though she told me my excess would be....get this 890 QUID!!!!!! and that doesnt include insurance on other cars! all because im under 25. i think ill stick with good old quinn direct. excellent service and i can drive other cars 3rd party even though im tpft 
so churchill dog, u can kiss my scrot mate ya robbing bastard
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Gareth T
Member
Registered: 14th Feb 06
Location: newcastle
User status: Offline
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 I know what you mean Im with churchill atm 20 yrs old 4 yrs ncb ( 1yr transferred from a bike ) and im paying 900 fc on 1.2 8v corsa :@
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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Just don't crash. You won't have to bother with the excess then.
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thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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quote:
Originally posted by Welsh Dan
Just don't crash. You won't have to bother with the excess then.
yeh coz people who crash plan it
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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quote:
Originally posted by thegsi
quote:
Originally posted by Welsh Dan
Just don't crash. You won't have to bother with the excess then.
yeh coz people who crash plan it
I'm thinking of having a crash next month come to mention it.
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thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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quote:
Originally posted by All Torque
quote:
Originally posted by thegsi
quote:
Originally posted by Welsh Dan
Just don't crash. You won't have to bother with the excess then.
yeh coz people who crash plan it
I'm thinking of having a crash next month come to mention it.
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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How often do you claim? Its only in the event of you having a fairly big bump that its going to be an issue anyway. If you're worried about the excess, just go TPFT if the car is worth less than the £890. (Edit, to add that I can see its a GSI so it'll be worth a bit more), so maybe not as applicable.
[Edited on 30-06-2007 by Welsh Dan]
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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£890 WTF!!! Whats the point!
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All Torque
Member
Registered: 17th Nov 05
Location: Milton Keynes Drives: Ford Focus TDCi
User status: Offline
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I know what you mean Dan, I'm only on tpft because my car isnt rare and cost me less than £2000. Parts are easy to find so unless I kill it crashing into a lorry I doubt I'll claim.
Still, saving 'just dont crash' is a bit irresponsible, you might as well have NO insurance 
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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I'm only fully comp, as it wasn't that much more than TPFT and because the car is not that common. Saying that, my excesses are quite low.
IIRC, I had a £850 excess on the RX7, which was bad enough, but I managed not to crash (that year at least  )
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dan_c4rsa
Member
Registered: 12th Dec 06
Location: North Yorks Drives: MK3 Seat Cupra
User status: Offline
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im on quinn too.
tpft. does that mean i can drive other 3rd party cars too????? 
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Welsh Dan
Member
Registered: 23rd Mar 00
User status: Offline
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TPFT means it covers Third partys (in case you crash into them) and your car against fire or theft. It doesn't mean you can drive third partys car. You need to check your policy for that, but if you're under 25, its unlikely you can.
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AndyCorsaSport
Member
Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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My works insurance excess is £10k. Beat that! 
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thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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quote:
Originally posted by dan_c4rsa
im on quinn too.
tpft. does that mean i can drive other 3rd party cars too?????
should do. i can. check your schedule
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Simon L
Member
Registered: 24th Mar 02
Location: Glasgow
User status: Offline
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Churchill quoted me £1300. My renewal from Admiral was £460.
When i asked Churchill to beat it they offered me £459.
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Eck
Premium Member
Registered: 17th Apr 06
Location: Lundin Links, Fife
User status: Offline
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£890  Anything less than a write off and you're screwed
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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All those companies that challenge to be the best are shite, churchill, more than, direct line - all shite!!
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thegsi
Member
Registered: 3rd Feb 07
Location: Kidderminster Drives: Evo (you can't afford one)
User status: Offline
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quote:
Originally posted by Eckmcmann
£890 Anything less than a write off and you're screwed
ennit mate. really not worth the hassle imo
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