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Author question about insurance
Lee Wilson
Member

Registered: 20th Feb 06
Location: Fareham, Hants Drives: XE Corsa
User status: Offline
14th Jun 07 at 23:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Gareth John
Mine says i can drive any car provided:

The car does not belong to me

The car is not hired to me under a hire purchase agreement

The car is not leased to me under a lease agreement

I am aged 25 or above

The car is being used in the UK



This would mean it has to be insured by someone right

Does seem a bit spookey, Especialy as customer services dont give a straight answer
Gareth
Member

Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
User status: Offline
14th Jun 07 at 23:32   View User's Profile U2U Member Reply With Quote

Not sure m8 but according to my policy i can drive any car that falls into that criteria
jay kay
Member

Registered: 22nd Jan 06
Location: West Midlands
User status: Offline
14th Jun 07 at 23:36   View User's Profile U2U Member Reply With Quote

i suppose it raises the point that the road tax isnt valid with out insurance so the second you step out of the car it has no tax
andy1868
Member

Registered: 22nd Jun 06
Location: Burscough, Lancashire
User status: Offline
15th Jun 07 at 09:05   View User's Profile U2U Member Reply With Quote

another point to take into account is whether its third party or TPFT, if you're only third party and your ferrari gets robbed when you aren't in it, its not insured. you're only insured when you're actually driving it. as far as i'm aware at least

[Edited on 15-06-2007 by andy1868]
Nic Barnes
Member

Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
16th Jun 07 at 09:49   View User's Profile U2U Member Reply With Quote

third party only is the cover i have on vehicles im allowed to drive by the owners consent.

basically my mate is just being a clever twat about it, it isnt legal and i think what he is doing is wrong. but as he is a mate theres nothing i can do about it other than just hope he doesnt crash into me

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