freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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Hi,
I pay my car insurance monthly and im half way through the year.
Anyway, due to a recent change of car, my insurance has gone up greatly, but have been quoted very good with another company.
Basicly, saving £100 per month.
But when I tried to cancel, I had to pay the remaining premium that I had left, £800!!
So I have to pay them £800 just to cancel my insurance?
Is there any way around this or do I just have to stick with unreasable insurance price for the next 5 month
Thanks
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Scotty C
Member
Registered: 6th Nov 05
Location: Kidderminster Drives: 1.6 16v Sport
User status: Offline
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I have never in my life heard of anything like this, and I've canceled my insurance quite a few times.
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jay kay
Member
Registered: 22nd Jan 06
Location: West Midlands
User status: Offline
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what company are you with. direct line only took 50 pounds off me to cancel mine.
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mattk
Member
Registered: 27th Feb 06
Location: St. Helens
User status: Offline
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I cancelled mine and got 400 quid back 
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freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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well when I had my 1st car, I cancelled it half way through and they ended up giving me £100+ back
Im with Norwich Union now (through the AA) and they want me pay the outstanding premium which stands at £800
So I am stuck what to do, Im 3rd PFT too
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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cancel the payments and say you dont own the car anymore
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by freestylerx
Im with Norwich Union now (through the AA) and they want me pay the outstanding premium which stands at £800
Thats bollocks. They want you to pay for £800 for a service you won't be using form them. Cancel it over the phone, cancel the DD's and tell them to GTF.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Yes, it is a wank policy, but depends if it is in the small print. If it is, you don't really stand a chance.
Have you claimed on this years policy? If so, that will be why. You don't normally have to if you haven't claimed.
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freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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just rang them now...
The guy said I have to pay the outstanding premium that is on the balance plus admin charges....
I said I couldnt afford it, so what if I dont pay, and he just said then it will be passed on to the AA debt collectors
So Im pretty much fcuk'd!
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Will you save over £800 if you switched?
Have you claimed on your insurance?
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freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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Also no, I havnt claimed, but her said something about becuase I am in my 1st year of insurance with this company then other charges come into effect
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freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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Current price: £160 a month
New Quote: £60 a month
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Greg_M
Member
Registered: 2nd Sep 03
Location: Grantham, Lincolnshire
User status: Offline
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quote:
Originally posted by freestylerx
Im with Norwich Union now
quote:
Originally posted by freestylerx
just rang them now...
The guy said I have to pay the outstanding premium that is on the balance plus admin charges....
I said I couldnt afford it, so what if I dont pay, and he just said then it will be passed on to the AA debt collectors
and you could understand what he was saying
[Edited on 21-03-2007 by Greg_M]
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freestylerx
Member
Registered: 27th Mar 06
User status: Offline
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Norwich Union...Through the AA
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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Always read the small print - it'll be in there.
If it isn't in the small print of your policy booklet then they can't charge you imho, if it is, then you'll have to live with it.
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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consumer act or something along those lines they cant make you pay for a service your not gonna use
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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They can if it is in the small print, surely. He entered into a contract when he started his insurance - if this was part of the contract, then he has to pay.
Which is shite.
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