ed
Member
Registered: 10th Sep 03
User status: Offline
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Since when did it take 4 days for a cheque to clear and why does the money appear in my account for me to spend and then suddenly dissapear.
I think I should go to work and demand cash too. Cheques are rubbish.
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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or bank transfer, HELL YEAH
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ed
Member
Registered: 10th Sep 03
User status: Offline
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You are a clever man William W. I think I will ask for that...
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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you should allow 5 working days for cheques to clear 
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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my pay and expenses is down at the end of the month (manually) by bank transfer.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I had bills to pay  I thought it was 3 days too, the lady at the bank told me 4. I think I will ask for BACS or wait 5 days in the future.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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I hate it when that happens.
The amount of times Ive paid a cheque in, its shown up in my account online as being paid in but the money not available yet, and then they take out a direct debit and make me overdrawn when they know money is going in.
And then charge me for it
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Luckily they wont be charging me for going £260 over my overdraft limit  The lady on the phone accidently said that there was a fault with the online banking thing saying I had themoney when I didnt...
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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bills to pay?
I'm never at the bottom end of my account, what I normally do is move all my spare cash into a online saver account and move it baack as and when I need it 
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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I just put all my money in my saver account and forget to transfer it in time
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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I dont really have any standing orders, just gym membership. Yesterday I checked my account and I had £3.92 left
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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quote:
Originally posted by willay
Yesterday I checked my account and I had £3.92 left
This is me 24/7
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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thats cause you love a bumper, was good thing I checked too cause I always pay my petrol on my card and the problem with online saver accounts is that its all... online Shoved a monkey in the cash account and BAM we're in business again.
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by willay
I dont really have any standing orders, just gym membership. Yesterday I checked my account and I had £3.92 left
I have all my apartment bills coming out, that seem to like to change dates when they take the money by 2 or 3 days each time
Couple of hundred in it at the moment but got an expensive weekend coming up so that will be gone. Savings account is looking healthy though 
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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lovely, what you doing on the weekend?
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by willay
lovely, what you doing on the weekend?
gf's sister 18th tonight so out for a meal. Out for a mates birthday tomorrow. taking the missus out on sat night. in the pub watching the game sunday afternoon. and taking my mum out sunday night for a meal with my sisters for mothers day...and I still have to buy her a present.
expensive
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ed
Member
Registered: 10th Sep 03
User status: Offline
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quote:
Originally posted by willay
bills to pay?
I'm never at the bottom end of my account, what I normally do is move all my spare cash into a online saver account and move it baack as and when I need it
El Credit Card
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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got one, but dont know the pin. 
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Fro
Member
Registered: 20th Jun 06
Location: Rainham, Essex Drives: A3 2.0TDi Sport
User status: Offline
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quote:
Originally posted by willay
got one, but dont know the pin.
Best way, if i had a credit card i would be scared
Will i just spent more money
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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:lol; on what?
I actually want to sort out the credit card pin, put my petrol on it and get some credit going.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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I use it for protection when buying online and when I'm abroad. The thing is too expensive for anything else
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willay
Moderator
Organiser: South East, National Events
Premium Member
Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
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yeah i'd like to do that, but meh
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