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Author Chip and pin fraud
Mistamist
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Registered: 16th Jul 03
Location: Gillingham, Kent
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6th Feb 07 at 09:07   View User's Profile U2U Member Reply With Quote

am just watching breakfast on BBC1 saying that there are many flaws in the chip and pin method.

how hard is it to bring in Biometrics, cant see the problem of pairing your print with your card when you first get it, either at the bank or at a cash point. still has flaws but is a lot safer than a pin that can easily be obtained by a carefully placed camera
Matt L
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Registered: 17th Apr 06
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6th Feb 07 at 11:22   View User's Profile U2U Member Reply With Quote

isnt there some chip type things people can put into the machines to read the pin numbers?? or is that just summat id heard randomly.
Steve
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Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
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6th Feb 07 at 11:23   View Garage View User's Profile U2U Member Reply With Quote

people can modify the chip and pin machines in shops to intercept the pin number as you type it in
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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6th Feb 07 at 11:24   View User's Profile U2U Member Reply With Quote

they should bring in a similar thing to when your logging onto your bank account online (atleast with Narwest)

Where you have a long password of letters and numbers, and then when your paying they ask for different digits, say the 1st, 5th, 7th, 9th. That way even if people see it they wouldnt get the whole thing.
marklaruk
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Registered: 4th Sep 04
Location: Leeds
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6th Feb 07 at 11:25   View User's Profile U2U Member Reply With Quote

cant imagine it would be hard at all for someone who knows what they are doing to modify the pad to intercept numbers typed in
bit shit really...
Matt L
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Registered: 17th Apr 06
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6th Feb 07 at 11:25   View User's Profile U2U Member Reply With Quote

yeah hsbc does that aswell. but in a way you have to think of how long it would take some people in the shops to enter all the information.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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6th Feb 07 at 11:26   View User's Profile U2U Member Reply With Quote

it wouldnt take too much longer once you know it. Ive a 15 digit password, and at first it was a pain working it out (although didnt take too long) but now just know what each digit is straight away.
Matt L
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Registered: 17th Apr 06
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6th Feb 07 at 11:29   View User's Profile U2U Member Reply With Quote

i know what your saying but old people at the moment take hours to enter 4 digit pins and then women with about 20 different cards would be a nightmare for them.

altho its a good way to cut them down spending as they wouldnt know what pin to enter.


[Edited on 06-02-2007 by Matt L]
Cosmo
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Registered: 29th Mar 01
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6th Feb 07 at 11:30   View User's Profile U2U Member Reply With Quote

same password for all the cards. It would be more secure than a 4 digit pin so could have the same one for every card.
Matt L
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Registered: 17th Apr 06
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6th Feb 07 at 11:31   View User's Profile U2U Member Reply With Quote

true.
ed
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Registered: 10th Sep 03
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6th Feb 07 at 12:04   View User's Profile U2U Member Reply With Quote

I wouldn't have a problem using a fingerprint scanner for my bank card. I wouldn't have a problem using it to log into online banking either. The technology isn't exactly that expensive anymore either... Thinkpads come with fingerprint scanners on them now anyway...
Ben G
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Registered: 12th Jan 07
Location: Essex
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6th Feb 07 at 12:31   View User's Profile U2U Member Reply With Quote

cash is where its at

only problem is that if some pikey scum see's a fiver in your hand they'll kill you for it

[Edited on 06-02-2007 by KROOZUK-BEN]
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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6th Feb 07 at 14:11   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by KROOZUK-BEN
cash is where its at

only problem is that if some pikey scum see's a fiver in your hand they'll kill you for it

[Edited on 06-02-2007 by KROOZUK-BEN]


But in order to get the cash you would still need to go to a cash-machine (unless you go into the bank when it's open)
Ben G
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Registered: 12th Jan 07
Location: Essex
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6th Feb 07 at 14:13   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by d_jay50
quote:
Originally posted by KROOZUK-BEN
cash is where its at

only problem is that if some pikey scum see's a fiver in your hand they'll kill you for it

[Edited on 06-02-2007 by KROOZUK-BEN]


But in order to get the cash you would still need to go to a cash-machine (unless you go into the bank when it's open)


i think most people are talking about chip and pin machines in shops as cash machines are called ATM's. therefore you can get money out the ATM and spend it in shops
Dione J
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Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
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6th Feb 07 at 14:23   View User's Profile U2U Member Reply With Quote

i understand ya now

 
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