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Corsa Sport » Message Board » Off Day » credit card vs loan


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Author credit card vs loan
bieransri
Member
Registered: 13th Apr 06
Location: Kidsgrove, Staffordshire
User status: Offline
17th Jan 07 at 18:39   View User's Profile U2U Member Reply With Quote
going to want around 3-4 k avaliable in a few months, whats the advantages/dis advantages of each over the other credit card vs loan
Colin
Member
Registered: 4th Apr 02
User status: Offline
17th Jan 07 at 18:43   View User's Profile U2U Member Reply With Quote
credit card you can shift around the balance on 0% cards & pay whatever you can afford over the minimum every month!!

Loan you know what your paying every month although it will work out expensive.

Im not sure if a credit card will give you a 3-4k credit limit straight away though
bieransri
Member
Registered: 13th Apr 06
Location: Kidsgrove, Staffordshire
User status: Offline
17th Jan 07 at 18:45   View User's Profile U2U Member Reply With Quote
yes wasnt sure on credit limit, lan sounds good as atleast that way you know what set amount you are paying back each month, although yea, end up paying quite an intrest fee

 
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