Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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Right i'm with Brentacre, proper happy with the service and everything, top notch, anyway got my renewal form through, £469 quid with 3 years no claims, all mods declared etc. I'm happy with that, might have a phone round but its a pain in the arse when you have to start listing all the mods which is another point i have regarding mine.
Anyway the excess is 450 quid which i'm slightly worried about, the fact being i own an old 306 so has little market value to anyone, and also one where mods count for jack shit. So say i have an accident and have to pay 450 excess and they value my car at 800 quid, what would the point in that be? do i stippulate an agreed value when i renew or something?
Also my has quite a long list of mods, but the vast majority are peugeot bits where i have upgraded them (front bumper,wheels, spoiler, rearlights, leather interior), Since they are commonly found on other 306's would i not be able to have a normal policy with a few additions ie not a modded car policy?! Or would that be stretching the trueth a bit and riding my luck.
Also if i take the renewal quote, is there a good way i can chip them down a bit first? reckon they might have a bit of negotiation over the excess maybe?
Going to phone brentacre next week but thought i'd ask for some advice on here first if anyone can help.
[Edited on 03-11-2006 by Carl]
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Ludacris Turbo
Member
Registered: 28th May 04
Location: High Green, Sheffield
User status: Offline
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Can't you just say the Peugeots bits are optional extras?
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mike16v
Member
Registered: 20th May 02
Location: sheffield, yorkshire
User status: Offline
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brentacre didnt even want me to name my cosmetic mods when i got quoted by them carl
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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Try Endlesigh, they was good for me with my list of mods..
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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If you excess is reduced your yearly premium will go up accordingly.
A lot of insurance companies say in the small print that in using them your car is completely standard, not even optional extras like a genuine factory fitted CD player etc.
I'd ring and ask - say you've been quoted cheaper elsewhere and they could reduce your premium.
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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going to try endsleigh, tried ecar but the wanted over a grand.
i would'nt mind paying more and having less excess, might ask them about doing that.
Mike, i declared everything as it was no extra with it being modified so thought it safer.
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