Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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You can insure anything.
A North Carolina man, having purchased a case of rare, expensive cigars, insured them agains... get this.... fire. Within a month, having smoked his cigars, and having yet to make a single payment, the man filed a claim against the insurance company. In his claim the man stated that he had lost the cigars in "a series of small fires". The insurance company refused to pay, citing the reason that the man had consumed the cigars in a normal fashion.
The man sued and won. In delivering his ruling, the judge stated that, since the man held a policy from the company, in which it had accepted that the cigars were insurable, and also guaranteed that it would insure the cigars, against fire, without defining what it considered to be "unacceptable fire", it was obligated to pay the insured for his loss.
The company accepted the judge's ruling and paid the man $15000 for the cigars he lost in the "fires".
After the man cashed his cheque, the insurance company had him arrested on 24 counts of arson. Using his own insurance claim and testimony from the previous case as evidence against him, the man was convicted of intentionally burning the rare cigars and sentenced to 24 consecutive one month terms.
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ClaireF
Member
Registered: 1st Nov 05
Location: hurlford, scotland Drives: corsa again
User status: Offline
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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dont fuck with insurance companies, they'll always win in the end
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gianluigi
Member
Registered: 9th Mar 05
Location: Ipswich, Suffolk
User status: Offline
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PMSL
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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bang to rights
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Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
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Serves him right
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