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Author where do i stand?
M4tt_Envoy
Member

Registered: 26th Feb 06
Location: Swindon
User status: Offline
21st Aug 06 at 20:30   View User's Profile U2U Member Reply With Quote

i had a crash last Ocotober, which i thort was being dealt with by mine and the third party insurance (i was only third party)

i recieved a letter this morning from a solicter telling me theat they have been called in b ecause my insurance isn't replying to any letters etc. and they are taking me personally to a court to recover losses

Anyone heard of this before?

surely i'm not going to have to pay out, thats what the insurance are for!!
abdus
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Registered: 23rd Feb 06
User status: Offline
21st Aug 06 at 20:31   View User's Profile U2U Member Reply With Quote

did you call your insurance to report the accident?
Darren
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Registered: 21st Apr 02
Location: Hadleigh, Suffolk
User status: Offline
21st Aug 06 at 20:32   View User's Profile U2U Member Reply With Quote

Just phone up your insurance and send them a copy of the letter. You won't have to pay anything unless your insurance company will not indemnify you ie if you've undeclared claims/convictions/mods etc
JadeM
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Registered: 9th Feb 06
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21st Aug 06 at 20:34   View Garage View User's Profile U2U Member Reply With Quote

What company???

If its one off the back of a max power mag....
M4tt_Envoy
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Registered: 26th Feb 06
Location: Swindon
User status: Offline
21st Aug 06 at 20:36   View User's Profile U2U Member Reply With Quote

it was planet, got them though quoteline direct! the car was a completly standard Saxo VTS.

just really worried that i'm going to have to fork out, i have also sold the car now as i was only TPTF. have only just seen the letter so will call them tomorrow
abdus
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Registered: 23rd Feb 06
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21st Aug 06 at 20:39   View User's Profile U2U Member Reply With Quote

did you call/inform your insurance to explain cirsumstances on how accident happended?
PaulW
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Registered: 26th Jan 03
Location: Atherton, Greater Manchester
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21st Aug 06 at 20:41   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by M4tt_Envoy
it was planet


they will be about as helpful as a dead fish
M4tt_Envoy
Member

Registered: 26th Feb 06
Location: Swindon
User status: Offline
21st Aug 06 at 20:44   View User's Profile U2U Member Reply With Quote

everything has been reported to my insurers, filled out all the paperwork etc. even had to attend a driver improvement scheme which was a joke cus i didn't even think it was my fault, any legal bod on here able to give some advice?
abdus
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Registered: 23rd Feb 06
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21st Aug 06 at 20:49   View User's Profile U2U Member Reply With Quote

call your insurance tomorrow, then send them a copy of the sollicitor's letter by recorded delivery and keep the proof of postage.

Then phone up the sollicitor tomorrow and tell them that you have contacted your insurance again
M4tt_Envoy
Member

Registered: 26th Feb 06
Location: Swindon
User status: Offline
21st Aug 06 at 20:52   View User's Profile U2U Member Reply With Quote

will do cheers mate, ill give you an update tomorrow
Darren
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Registered: 21st Apr 02
Location: Hadleigh, Suffolk
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21st Aug 06 at 20:52   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by abdus
call your insurance tomorrow, then send them a copy of the sollicitor's letter by recorded delivery and keep the proof of postage.

Then phone up the sollicitor tomorrow and tell them that you have contacted your insurance again


Yes, basically what I said. The reason that the sols would have wrote to you is that the other party's insurers would have repaired their Insured's car and looked to Planet to reimburse their outlay. Planet are either disputing liability with them or have a large backlog and are taking a while to respond. The letter to you would be a scare tactic to attempt to give your insurers a kick up the behind lol.
abdus
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Registered: 23rd Feb 06
User status: Offline
21st Aug 06 at 20:55   View User's Profile U2U Member Reply With Quote

can they prove that they sent several letters to your insurance?

Is it possible for them to repair their insured car and try and get a reimbursement of their costs?

 
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