DarrenGSi
Member
Registered: 11th Jul 05
Location: East Ayrshire Drives: Civic Jordan 381
User status: Offline
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this doesnt sound right.
took out a policy in march this year and as iv now sold my car, i wanted to cancel the policy as iv got a better quote for my new car from another company.
In march i paid a deposit of around £115 and then was paying £59 on 10th of every month for installments.
now iv been charged £95 to cancel it
I thought u get some of the months payments back for what you didnt use like id get back money for between 1st(today) and 10th(next payment.
Does anyone think this is weird or is it different for each company?
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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just cancel direct debit
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DarrenGSi
Member
Registered: 11th Jul 05
Location: East Ayrshire Drives: Civic Jordan 381
User status: Offline
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i thought of that as i agreed to let them take £12 a month to cover the £95 instead of just paying it straight. but i dont want any mercenaries at the door lol
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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did you pay a deposit.first installment by card?
if you did, dont cancel the DD, they'll take the money off the card
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John
Member
Registered: 30th Jun 03
User status: Offline
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No chance you would ever get 10 days back off them to start and the 95 will be 'admin' charge although i'd be inclined to tell them to gtf for that.
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DarrenGSi
Member
Registered: 11th Jul 05
Location: East Ayrshire Drives: Civic Jordan 381
User status: Offline
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iv had money back before john for cancelling a policy early.
the insurance is from axa but through direct choice, they said when i took out the policy, they paid axa in full and now that its cancelled, axa only give back a percentage of what was left so i need to pay direct choice the rest so they dont lose out.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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direct choice messed me about too. i cancelled and it cost me 2 months amount of money.
it one of those things, it'll be in the policy small print, and theres nothing you can do about it im afraid
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DarrenGSi
Member
Registered: 11th Jul 05
Location: East Ayrshire Drives: Civic Jordan 381
User status: Offline
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its very gay!
going back to tesco insurance
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