ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
I posted last week about how bad Barclays were well they have got worse.
Got a letter telling me if I go overdrawn automatic £30 will be taken. They can do this 3 times in one month so if I'm not carefull I can lose £90 
Def changing banks now.
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
HSBC
|
Pablo
Member
Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
|
HSBC and LLoyds TSB both great banks IMO
|
ed
Member
Registered: 10th Sep 03
User status: Offline
|
That's only because you don't have an overdraft set up and you are borrowing without permission.
|
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
|
quote:
Originally posted by ed
That's only because you don't have an overdraft set up and you are borrowing without permission.
|
K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
|
same as natwest, i paid all mine off (£150), then didnt use the bank again and they still adding charges!
|
shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
|
quote:
Originally posted by Pablo
HSBC and LLoyds TSB both great banks IMO
got accounts with both banks, both in use and both are good.
was with Royal Bank of Scotland before but kept getting charged £25 overdraft charges.
|
ed
Member
Registered: 10th Sep 03
User status: Offline
|
If you have an arranged overdraft then you will only be charged interest on the loan. It's not rocket science.
|
Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
|
quote:
Originally posted by ed
If you have an arranged overdraft then you will only be charged interest on the loan. It's not rocket science.
Yes, I do worry about some peoples intelligence. If your taking money out from your account and its not authorised, then its stealing and the bank will charge you for it.
Arrange a overdraft, it takes all of 30 seconds on the telephone.
|
Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
|
hbos they even have better adverts than the rest
|
MatthewR
Member
Registered: 21st Oct 02
Location: Rickmansworth
User status: Offline
|
What if u go over your overdraft  then your fucked
|
ryansss
Member
Registered: 27th Jan 05
Location: Southend
User status: Offline
|
quote:
Originally posted by ed
That's only because you don't have an overdraft set up and you are borrowing without permission.
They did allow you to go overdrawn by a small amount without charge, but recently that all changed. My problem is the way they go about making a record profit. Call centers in India for example.
|
ed
Member
Registered: 10th Sep 03
User status: Offline
|
You just get the unarranged borrowing fine again. You also have to pay back even more money.
Why are people complaining about this though, it shouldn't be a problem. Most sensible people will have a £20 overdraft set up just incase they go a few pence or a couple of quid overdrawn to prevent these fines anyway. Makes sense to me at least. It also doesn't matter which bank you use, they will all fine you for 'stealing'.
|
