Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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What are the legal requirements to be insured to drive any car and what do you have to change on your details? How much is it generally?
[Edited on 05-12-2005 by Butler]
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drax
Member
Registered: 5th Feb 05
Location: Sittingbourne, Kent
User status: Offline
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Normally you have to be 21 or over, and its called Fully Comp Third Party
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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think age has now gone up to 25
not sure, but there was a few posts a month or 2 back regarding this...
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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yeah, most have put the age upto 25 to be insured on any car 3rd party.
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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ah thats annoying, how else am i going to transport a track car 
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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25 i was told but my policy for the last 4 years since i turned 21 has covered any other car 3rd party
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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tow bar onto another car
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Cosmo
Member
Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
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quote:
Originally posted by muppetsport
25 i was told but my policy for the last 4 years since i turned 21 has covered any other car 3rd party
just check your cover note still says it, as alot of insurance companies changed their policy on this and didnt inform people about it!
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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quote:
Originally posted by muppetsport
tow bar onto another car
 i dont think id want to tow a car more than a metre
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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what on a car dolly or a trailor????? easy as hell
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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no space for a trailor, fuck that
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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other car has to be fully-comp insuired though aswell
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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fully comp for what exactly?????
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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it has to be fully comp on someone elses policy, ie, the owner of the other car
you cant drive 'any' car on your own insurance if your covered 3rd party any car unless the other one is also insured as said...
its usually written in the policy T&C's or general questions book
[Edited on 05-12-2005 by PaulW]
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Butler
Member
Registered: 2nd Jun 05
Location: London
User status: Offline
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Ah, would be no help anyway then.
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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think cis still put it on ur insurance so u can drive any car third party
a towing dolly isnt that big mate and is easy to use
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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nah, mine says can drive any other vehicle not registered to me. doesnt say it has to be insured fully comp at alll, well, on mine it dont
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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towing dollys can be bought fold away or dismanle-able i think
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PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
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read through your policy handbook, the other car does need to be insured fully comp under the owners own insurance policy 
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Nic Barnes
Member
Registered: 5th Apr 04
Location: nowhere near ginger people
User status: Offline
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i shall check that yes, although ive driven all my mates cars, been stopped in loads and givena produce insurance deeley and its all been ok'd. not many , if any of my mates have fully comp insurance
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p4uls corsa
Member
Registered: 2nd May 05
Location: BRADFORD
User status: Offline
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quote:
Originally posted by PaulW
it has to be fully comp on someone elses policy, ie, the owner of the other car
you cant drive 'any' car on your own insurance if your covered 3rd party any car unless the other one is also insured as said...
its usually written in the policy T&C's or general questions book
[Edited on 05-12-2005 by PaulW]
it doesnt have to have insurance on the car if its not left on a public road.
the driver needs to be insured to drive it and can do so as long as u dont park on a road and leave the car unattended if u leave the car it becomes uninsured
ur best having ur documents with u tho if u get stopped to prove ur insured as they can take the car
[Edited on 05-12-2005 by p4uls corsa]
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