mike_southside
Member
Registered: 3rd Apr 03
Location: East Sussex, Bexhill
User status: Offline
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Easy Chaps,
Some silly woman in her 4 by 4 'bumped' as she put it, in to me when i was going very slowly over a speed bump! she was managed to buckel part of my tailgate, under the number plate recess and dent part of it too. also behind the bumper the real panal is dented.
Two things really, firstly has anyone got a rear bumper and a rear tailgate, in white would be amazing. secondly i am with elephant, i have a 550 excess. she has admited it was her fault, now it quote on my policy that i will have to pay this excess reguardless of whos fault it was. now do i ask her to go though her insurance so i dont have to touch mine? will i loss my no clames and have to pay this excess?
any help would be well received,
cheer
mike
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Cybermonkey
Member
Registered: 22nd Sep 02
Location: Sydney, Australia
User status: Offline
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talk to insurers, but the excess should be refunded if both parties agree it was her fault, no claims im not sure  but mine was untouched after an accident where i was not at fault
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Patti
Member
Registered: 23rd Feb 01
Location: Leeds
User status: Offline
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Had exactly the same thing happen 2 me. i dint have to shell out a penny for excess. i notified my insurance and then delt with the other persons insurance company direct. Took alot of phone calls to sort out but dun now. cost about £1500, needed a new boot floor, bumper and lights.
Mine dint go down as a claim as wasnt claiming on my insurance so urs shunt eitha. if she had gone into the back of you its her fault whateva as she was travelling too close. no insurance company will argue with that.
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Sly_SRi
Premium Member
Registered: 9th Apr 04
Location: Reading, UK Drives: Corsa C
User status: Offline
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I think you have to pay the excess and then claim it back afterwards though
[Edited on 24-11-2005 by Sly_SRi]
Corsa C Z20Let
Black Sleeper Turbo Project
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Patti
Member
Registered: 23rd Feb 01
Location: Leeds
User status: Offline
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i dint, only do that if get ur insurance company to do the work. they charge you the excess cos they initially pay for the work then claim it back from the other insurance company. then they give u ur excess back.
If u deal with the other insurance company direct then dnt have to pay excess
Well i dint neway 
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C00RSA
Member
Registered: 7th Jun 05
Location: Hertfordshire
User status: Offline
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just have a chat with her and ask to pay cash rather than go through bullshti insurance hassle!
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