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Author Insurance Question
Sam
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Registered: 24th Dec 99
Location: West Midlands
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10th Nov 05 at 08:53   View User's Profile U2U Member Reply With Quote
Can you get FC insurance on a car that's registered in someone else's name?
Brett
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Registered: 16th Dec 02
Location: Manchester
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10th Nov 05 at 08:55   View Garage View User's Profile U2U Member Reply With Quote
yeh
Sam
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Registered: 24th Dec 99
Location: West Midlands
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10th Nov 05 at 09:09   View User's Profile U2U Member Reply With Quote
What if said vehicle is on finance?
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
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10th Nov 05 at 09:22   View User's Profile U2U Member Reply With Quote
yes. infact are you sure its not part of the conditions on the finance that you have to have fully comp insurance on it?
Sam
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Registered: 24th Dec 99
Location: West Midlands
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10th Nov 05 at 09:32   View User's Profile U2U Member Reply With Quote
So if someone got a car on finance, it was registered to them, but I wanted to drive it and insure it FC under my own name, this would be fine, yes?
Edd
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Registered: 8th Nov 04
Location: Glasgow
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10th Nov 05 at 09:34   View User's Profile U2U Member Reply With Quote
no,you have to be the registered keeper unless its your spouses car
Brett
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Registered: 16th Dec 02
Location: Manchester
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10th Nov 05 at 09:55   View Garage View User's Profile U2U Member Reply With Quote
i don't think it's actually written into T&C's that you have to have FC insurance on financed cars.

But it'd be a good idea to, if you wrap it up you'll end up having to pay out for a car you don't have.

This happened to a friend of mine. Got a loan for £4k, bought a car, only got TPFT Insurance then wrapped up his car. He's still paying for it

Even funnier thing was, it was that mashed up after the crash. He had to pay a guy £50 to take it away
Sam
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Registered: 24th Dec 99
Location: West Midlands
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10th Nov 05 at 10:27   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Edd
no,you have to be the registered keeper unless its your spouses car


Can anyone else clarify if this is correct or not?
Edd
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Registered: 8th Nov 04
Location: Glasgow
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10th Nov 05 at 10:37   View User's Profile U2U Member Reply With Quote
yes i can clarify
Edd
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Registered: 8th Nov 04
Location: Glasgow
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10th Nov 05 at 10:39   View User's Profile U2U Member Reply With Quote
just one insurance company but these are the terms that most make you agree to

https://www.screentrade.co.uk/ProductsClassic/Car/?CommCode=LM108&TargetApp=Car&isFromPortalPage=True&BrandID=SCREENTRADE&Promotion=DIRECT_TYPE
Sam
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Registered: 24th Dec 99
Location: West Midlands
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10th Nov 05 at 12:52   View User's Profile U2U Member Reply With Quote
Hmmm...

 
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