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Member

Registered: 10th Sep 03
User status: Offline

16th Sep 05 at 14:57

Why is it that my Corsa B, 1.0 12v, grp 2 worth £1000, costs £600 more to insure than a 1.2 16v Corsa C worth about £4-5k. Both have the same levels of security and both are poverty spec.... It's silly. The C is even 1 group high on insurance

Danny P

Member

Registered: 20th Nov 02
Location: Cleckheaton, West Yorkshire
User status: Offline

16th Sep 05 at 15:02

We were on about this the other day at work.

I reckon its cos although they are small engine cars etc, when an insurance company see's a young person driving a small car they wll know that they are a new driver, therefore more likely to crash (in there opinion anyways) so they put the price up.

Probs nothing at all like that but thats my take on it anyways

Member

Registered: 10th Sep 03
User status: Offline

16th Sep 05 at 15:07

Yea, that would be true, but I'm nearly 20 now...

MikeLamb

Member

Registered: 23rd Sep 03
Location: Crowthorne Drives: Veccy SRI
User status: Offline

16th Sep 05 at 15:15

all down to statistics.. In the past the drivers of the 1.0 have had more crashes than the 1.2sxi mummies boys

Kyle T

Premium Member

Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline

16th Sep 05 at 15:16

Also a new driver is less likely to buy a 4.5k car.

Lotus Elise 111R

Impreza WRX STi

Member

Registered: 10th Sep 03
User status: Offline

16th Sep 05 at 15:20

It's a cmfort not an SXi

Member

Registered: 10th Sep 03
User status: Offline

16th Sep 05 at 15:21

quote:
Originally posted by m0nDe0
Also a new driver is less likely to buy a 4.5k car.

Not round here... All the kids have brand new cars... Makes sense if you can afford to. Guy at my school had an Impreza P1 for his first car...

Kyle T

Premium Member

Registered: 11th Sep 04
Location: Selby, North Yorkshire
User status: Offline

16th Sep 05 at 15:23

quote:
Originally posted by ed

quote:
Originally posted by m0nDe0
Also a new driver is less likely to buy a 4.5k car.
Not round here... All the kids have brand new cars... Makes sense if you can afford to. Guy at my school had an Impreza P1 for his first car...

I did say less likely, not always

Lotus Elise 111R

Impreza WRX STi

djderek

Member

Registered: 24th Aug 05
Location: Manchester
User status: Offline

16th Sep 05 at 16:37

cheapest i can find is £1700 on a corsa 1.0 12v

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

16th Sep 05 at 16:42

Its down to loads of other factors such as cost of repair, level of security etc. Older cars are seen to get used and abused and have poorer security where as newer cars which are safer tend not to be in crashes and well maintained most are CAT 2 minimum now etc. This was from the mouth of an ex g/f who works for an underwriters.

My dad was paying 600tpft on a Cav LS for a while worth 500 at the most

Few months ago he got a Focus ST170 and with me my mum and himself it came to 330 FC with the same insurer.

Also top tip is when comming to buy insurance always buy at the end ofthe month as brokers have targets to meet and will take money off to ensure a deal is made

[Edited on 16-09-2005 by Fad]

Carl

Member

Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline

16th Sep 05 at 17:28

quote:
Originally posted by Fad

Also top tip is when comming to buy insurance always buy at the end ofthe month as brokers have targets to meet and will take money off to ensure a deal is made

[Edited on 16-09-2005 by Fad]

cheers for the tip

X 60RSA

Member

Registered: 20th Aug 01
Location: Lincoln
User status: Offline

16th Sep 05 at 17:30

I find Adrian Flux crap when i went from my XE to a 1.2! Way over priced but brill for modded cars, thats why i moved away from them, gone to Tesco's now!

Fad

Member

Registered: 1st Feb 01
Location: Dartford Kent Drives: 330cd
User status: Offline

16th Sep 05 at 17:59

Tesco are poo they wouldnt cover me for mods like for like and wouldnt give me track day cover either.

Wait till you have to make a claimwith them they are awfull almost as bad as Elephant

Fear

Member

Registered: 20th Nov 02
Location: Down off the hill
User status: Offline

16th Sep 05 at 18:08

insurance is strange, i was messing around on elephant the other day putting in R34s etc, put in a 350z and it come up with £1500 fully comp

when its about £1200 on an astra turbo

Robbo

Member

Registered: 6th Aug 02
Location: London
User status: Offline

16th Sep 05 at 18:11

quote:
Originally posted by ed
Why is it that my Corsa B, 1.0 12v, grp 2 worth £1000, costs £600 more to insure than a 1.2 16v Corsa C worth about £4-5k. Both have the same levels of security and both are poverty spec.... It's silly. The C is even 1 group high on insurance

£1k for an old 1 Litre

I paid £750 for my CTR @ 21!!!

Nismo

Member

Registered: 12th Sep 02
User status: Offline

16th Sep 05 at 19:01

RX7 - £1300 (1992 car)
Elise - £800 (2000 car)

makes no sense

Pop

Member

Registered: 8th May 03
Location: Reading
User status: Offline

16th Sep 05 at 19:09

I was paying £386 on a 1.4 corsa sport

... changed to a 2ltr 206 gti 4 months ago and pay £487 ... made me happy

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