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Corsa Sport » Message Board » General Chat » My Del Sol has been stolen - Do i lose my 2 years no claims ????


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Author My Del Sol has been stolen - Do i lose my 2 years no claims ????
5doormodder
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Registered: 16th May 02
User status: Offline
18th Jul 05 at 11:01   View User's Profile U2U Member Reply With Quote

As title, my del sol was stolen and they found the stipped chassis remains in london with the vin plate still attatched. I have informed the police and insurance company obviously but im unsure weather I will lose my 2 years no claims bonus or not ??? Ive heard mixed opinions weather you lose it over theft ??


any help would be great !
Ditch
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Registered: 29th Nov 02
Location: St Albans Drives: JDM Celica GT4 WRC
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18th Jul 05 at 11:02   View User's Profile U2U Member Reply With Quote
if you have to make a claim, then the years no claims will be lost...

if you have NCB from previous policies then you keep these
5doormodder
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Registered: 16th May 02
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18th Jul 05 at 11:06   View User's Profile U2U Member Reply With Quote
Okay, so i built up 2 years no claims with More than Car insurance - I then switched over to Adrian Flux on a new car, carrying over the two years no claims bonus - not the car has been stolen.

Do i lose the 2 years, or do i keep them ?

Im totally confused. Also what happens to the remaining money paid - i.e. i have 11 months insurance cover remaining, I paid the whole fee in one go - So do i still get back the money for the remaining 11 months cover not used ??
3CorsaMeal
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Registered: 11th Apr 02
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18th Jul 05 at 11:07   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Ditch
if you have to make a claim, then the years no claims will be lost...



couldn't of explained it better myself
5doormodder
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Registered: 16th May 02
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18th Jul 05 at 11:15   View User's Profile U2U Member Reply With Quote
so i can wave bye bye to my no claims
Butler
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Registered: 2nd Jun 05
Location: London
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18th Jul 05 at 11:20   View User's Profile U2U Member Reply With Quote
i dont think you lose your ncb for a stolen car?
Corsa_Carl
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Registered: 8th Oct 04
Location: Darlington
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18th Jul 05 at 11:37   View User's Profile U2U Member Reply With Quote
london
p4uls corsa
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Registered: 2nd May 05
Location: BRADFORD
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18th Jul 05 at 12:18   View User's Profile U2U Member Reply With Quote
u will lose ur ncb if u make a claim unless u have protection which u cant get untill u have 4 years ncb

[Edited on 18-07-2005 by p4uls corsa]
City
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Registered: 30th Dec 03
Location: Wakefield Drives: Red GSi
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18th Jul 05 at 12:28   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by 5doormodder
so i can wave bye bye to my no claims


are you stupid - youve been told twice
TNM
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Registered: 5th Apr 04
Location: Nottingham Drives: VW Tiguan
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18th Jul 05 at 12:30   View User's Profile U2U Member Reply With Quote
Why not pick up the phone and ring them?
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
18th Jul 05 at 15:51   View User's Profile U2U Member Reply With Quote
I lost my 2 years ncb when the Focus got nicked

Insurance still cheaper than when i was 17 though

 
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