dna23
Member
Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
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Basically i want to insure the Corsa in my name fully comp with all mods declared, i'm 18 and have 0 No Claims but Pass Plus... when i've been hunting around most companies for my car with mods and my history want around 1.5k some are lower around 1.3 but admiral recently rang me... the chap said we can insure you on your car for £805 so i thought  but then he said.... it means u need to sign up to SpeedSure  at which point i could see some sort of con  he explained how it worked and basically its a GPS unit in the car which tracks my speed and location and i cannot break speed limits by 10% or else they send out a letter and theres an adminstration charge of £15 (basically a fine) so then he said u can only do this 3 times and on the fourth we shall take your insurance cover at £805 off you and you can have the normal quote of £1150 (with them) so i thought... fair enough
the more i come to think of it though the more it seems so restrictive and i know i'm saving around 300 quid but what does everyone think?
also... theres a charge of £100 on top to have the GPS unit installed but i get £75 back at the end of the year. To be honest i'm on my gap year now and could do with cheap insurance and also 1 yr no claims... i won't be using the car alot as for 3 months i'll be in America but the rest of the time it will be Social or Going to work...
opinions please 
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Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
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fcuk that for a laugh, I would no way do that. Everyone breaks the speed limit all the time. How ofter do u stick to 30mph in a 30? everyone goes 35mph. I would prefer to pay an extra £300
You will end up paying loads out.
Your better off getting a really cheap car with a small engine for a year. Or try putting your mum or dad on as an additional driver with u as the main driver. This will drop the price a bit.
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Carl
Member
Registered: 9th May 04
Location: Jimmy Bennett's la la land.
User status: Offline
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I would just pay the extra. Too much hassle.
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Twiggy
Member
Registered: 15th Oct 04
User status: Offline
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What you gonna do at track days!!!
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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fuck that!whats stopping them from giving the info to the police?
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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do it, talke the gps off the car, put it in a cupboar, speed round like a loony!
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Dom
Member
Registered: 13th Sep 03
User status: Offline
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quote:
Originally posted by corsa808
do it, talke the gps off the car, put it in a cupboar, speed round like a loony!
no, im sure they'll require you to do X amount of miles a week etc personally i would pay the 300 quid as you'll end up paying more in the long run! Although why dont you go for the 1150 quote, surely thats still cheaper than anyone else? 
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Dan Lewis
Member
Registered: 31st Jan 05
Location: Leicestershire
User status: Offline
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go with norwich union a 9month policy, its costing me abt £500ish at 17, only bad thing is that its an extra i think 10% per mod!
[Edited on 31-05-2005 by almost_me]
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vibrio
Banned
Registered: 28th Feb 01
Location: POAH
User status: Offline
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quote:
Originally posted by dna23
Basically i want to insure the Corsa in my name fully comp with all mods declared, i'm 18 and have 0 No Claims but Pass Plus... when i've been hunting around most companies for my car with mods and my history want around 1.5k some are lower around 1.3 but admiral recently rang me... the chap said we can insure you on your car for £805 so i thought but then he said.... it means u need to sign up to SpeedSure at which point i could see some sort of con he explained how it worked and basically its a GPS unit in the car which tracks my speed and location and i cannot break speed limits by 10% or else they send out a letter and theres an adminstration charge of £15 (basically a fine) so then he said u can only do this 3 times and on the fourth we shall take your insurance cover at £805 off you and you can have the normal quote of £1150 (with them) so i thought... fair enough
the more i come to think of it though the more it seems so restrictive and i know i'm saving around 300 quid but what does everyone think?
also... theres a charge of £100 on top to have the GPS unit installed but i get £75 back at the end of the year. To be honest i'm on my gap year now and could do with cheap insurance and also 1 yr no claims... i won't be using the car alot as for 3 months i'll be in America but the rest of the time it will be Social or Going to work...
opinions please
where is the catch
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jamied
Member
Registered: 27th Oct 03
Location: Marbella,Spain Drives: C63
User status: Offline
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lol tht sounds absoutely crap
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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New cheap insurance bollox pay the extra for sure .
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Pay the extra, ask your mum/dad if they would have it in their name
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dna23
Member
Registered: 1st Nov 04
Location: Northamptonshire
User status: Offline
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quote:
Originally posted by Ally
Pay the extra, ask your mum/dad if they would have it in their name
i don't want it in their name, i want the no claims and can't be arsed to cheap out now only to pay later....
i don't think i'm going to do it, just seems so restraining and vibrio the problem is everytime i go over the speed limit i get a 15 quid fine... then when i get 4 its back to standard insurance... dont send a spacky comment back like ure not meant to speed anyway cos the majority of people do even if its going into a 30 from a 60 say and u dont slow down exactly to 30 at the sign....
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