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Author Is it worth it?
Corsa_Jam
Member
Registered: 12th Oct 01
Location: Leics. Drives Saxo VTS
User status: Offline
   6th May 05 at 15:13   View User's Profile U2U Member Reply With Quote
Im right up shit creek with no paddle or boyancy aid!

The reason asking is it worth consolidating my outstanding debts (in excess of 17k)? Has anyone done this or is it just me? Anyone know anyone or shall i just carry on struggling with the payments? Im in two minds as to apply for one or just carry on?

No sly comments please aint in the mood for it.

Ta

Jam
richard_syko
Banned
Registered: 17th Dec 03
Location: Newport, Wales
User status: Offline
6th May 05 at 15:15   View User's Profile U2U Member Reply With Quote
Go speak to Allah!
dave17
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Registered: 3rd Sep 02
Location: Greater London
User status: Offline
6th May 05 at 15:16   View User's Profile U2U Member Reply With Quote
Capital one
Twiggy
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Registered: 15th Oct 04
User status: Offline
6th May 05 at 16:09   View User's Profile U2U Member Reply With Quote
Make sure u check the rate on the intrest as you might pay less every mth but more in the long run!!!
Rob H
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Registered: 28th Oct 00
Location: Staffordshire Drives: Astra SRi
User status: Offline
6th May 05 at 16:46   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by REDSPORT
Make sure u check the rate on the intrest as you might pay less every mth but more in the long run!!!


I think thats as good as deffinate that he'll have to pay more in the long run, but it does mean the monthly payments can be reduced.
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
6th May 05 at 16:50   View User's Profile U2U Member Reply With Quote
Most of these companies that do this loan management schemes charge you a silly amount of interest over a long period of time. That 17K will probably end up being 30K
mav
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Registered: 19th Jun 01
Location: Scotland
User status: Offline
6th May 05 at 17:18   View User's Profile U2U Member Reply With Quote
check the rates...you will pay off your debts longer but will be one single managable payment...just make sure you don't take any more debt on once you consolidate the existing debt..

In my opinion it's a good idea if you can keep to the plan and then when all payed your clear etc....
Mark Petty
Member
Registered: 26th Jul 01
Location: Bournemouth Drives: Suzuki gsf600
User status: Offline
6th May 05 at 17:18   View User's Profile U2U Member Reply With Quote
If u do consolidate make sure you don't get yourself in further debt by spending on the cards etc that you free up.

 
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