hitman2k
Member
Registered: 27th Aug 03
Location: West Midlands
User status: Offline
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Hi there need some info
Paid a company £400 on a credit card and £200 on visa electron debit card on the 24th march day before good Friday! So obviously wouldn’t clear ova that period due to bank hols n Easter! Rite bank told me money cleared on the 30th last thursday the company I’m dealing with is telling me money wont clear till this coming Friday which is the 8th april! Guy said it may have cleared from my card but it’s wont clear into their account as they use a company to authorise card payments (card net?) Not sure if he is pulling my leg or legit will know by Friday but am just asking did check em out before paying seem all legit…
Also can I claim it back if I don’t receive goods? Is a TSB credit card??
And also can the £200 be claimed back on debit card if need be!
Any info would be great thanks
Hope it makes sense lolol
[Edited on 05-04-2005 by hitman2k]
[Edited on 05-04-2005 by Ian]
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Neshol
Member
Registered: 10th Jul 02
Location: Midlands
User status: Offline
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Some credit cards have insurance on them, but I don't know if you have to pay extra for it
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Edd
Member
Registered: 8th Nov 04
Location: Glasgow
User status: Offline
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dont know about debit card but should be a definite for the credit card
[Edited on 05-04-2005 by Edd_20]
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Carr
Member
Registered: 1st Oct 04
Location: Leicestershire (Home) Ambleside, Lakes (Uni)
User status: Offline
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sometimes it will go straight off your card but not straight to theirs unless they use the same bank iirc
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hitman2k
Member
Registered: 27th Aug 03
Location: West Midlands
User status: Offline
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quote:
Originally posted by Carr
sometimes it will go straight off your card but not straight to theirs unless they use the same bank iirc
i know this but made payment on thursday the 24 march n now its the 5th april lol! been 6 working days :S so far excluding the hols etc and bank sayd its gone from account .......
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mwg
Member
Registered: 19th Feb 04
Location: South Lakes
User status: Offline
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If it turns out to be a fraudulent transaction then you will get the money back off your credit card. I got my money back when PVD went bust cos I used my credit card. Doubt you will get it back on your debit card though
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rimstyle
Member
Registered: 22nd Apr 04
Location: Kent
User status: Offline
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We use cardnet, and what he is saying sounds about right. The money normally clears the customers account within 1-2 working days, but doesn't arrive into the traders account till 5-10 working days later. Also refunds can take 10 working days.
They should have a float though to send out goods whilst money is in the clearing stages like we use, else it's just gonna annoy customers.
The money can be claimed back but it can take over two monthes to do so as proof needs to presented at both ends.
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rimstyle
Member
Registered: 22nd Apr 04
Location: Kent
User status: Offline
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Cardnet is part of LloydsTSB as well btw
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