purple_corsa_gls
Member
Registered: 25th May 04
Location: Near Sunderland
User status: Offline
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If i have fully comp cover for my car could i get TP only on another, and whose company would cover it? mine or the other car owner's?
Does age usually affect it too as im only 19?
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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You can only have your NCB on one policy and if its TP no one would cover it, its TP.
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purple_corsa_gls
Member
Registered: 25th May 04
Location: Near Sunderland
User status: Offline
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Sorry, i didnt explain well enough...
Say i wanted to drive my dads car, would either of our insurance companies cover me TP with me having FC on my own car?
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sassyminx
Member
Registered: 10th Jan 04
Location: Hartlepool Drives: Cossie
User status: Offline
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depends what it says in your insurance
not many ppl who are covered fc are allowed to drive any others cars now under 25... if u are theyre usually TP only
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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If you have that facility on your policy then yes. At 19 you probably don't and aside from that the car wouldn't be insured unless it was being driven, so if you park it on a public highway you are breaking the law.
Some insurers also stipulate that the car must have its own policy before they will cover it TP for this reason.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Sorry - ignore the legalities of parking - your dads insurance would cover at this time.
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