Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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I currently have an insurance policy running on my Corsa which i have 2 years NCB on (currently into my 3rd year) with Company A.
Now i'm wanting to take out a new policy on a different car and use my 2 years NCB allowance (so i'll be starting my 3rd year) with Company B.
Rather than cancelling my policy with Company A (as i'd only get about £200 back) i was planning on keeping it running until it expires so that i have 3 years NCB with Company A incase i crash my new car which will be insured with Company B.
Is this possible or would i have to cancel my policy with Company A and start from scratch with 2 years NCB with Company B and if i crash my new car i'll have to start all over again with 0 NCB? .. 
My Dad said that i'd have to register my new car with Company B as a 'second car' which would in effect make the policy cheaper but would mean that if i crashed my new car i would lose my NCB with both Company A and Company B.. ??
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Dave A
USER UNDER INVESTIGATION - DO NOT TRADE
Registered: 10th Dec 03
Location: County Durham
User status: Offline
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i thought i was confusing
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jsc
Member
Registered: 7th Jan 05
User status: Offline
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if you crash your car yo lose your no claims unless it is protected and i got told my insurance would be more expensive if i ahd access to a second car
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Rebrabuk
Member
Registered: 28th Mar 04
Location: North East
User status: Offline
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quote:
Originally posted by jsc
if you crash your car yo lose your no claims unless it is protected and i got told my insurance would be more expensive if i ahd access to a second car
If i crashed my new car which was insured through Company B, would i lose my NCB from Company A aswell?
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