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Author credit / mobiles & credit cards
mestonian
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Registered: 23rd Feb 03
Location: Leeds - Drives: New Punto Sporting
User status: Offline
15th Dec 04 at 10:58   View User's Profile U2U Member Reply With Quote

Is it easier to get a contract mobile phone if you have bad credit, than to obtain a credit card? Just no1 would accept me for credit card etc through bad credit, and i applied for contract phone from O2 website totally thinking id get refused and it was accepted. Or is it down to particular company in question?
Marcus_Foster
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Registered: 14th Apr 02
Location: Bristol.....Drives: BMW E46
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15th Dec 04 at 11:28   View User's Profile U2U Member Reply With Quote

They give mobiles to anyone over 18.
3
Credit cards are hard to obtain with a bad credit rating.
JayC
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Registered: 17th Jan 03
Location: Whitefield, Greater Manchester
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15th Dec 04 at 11:36   View User's Profile U2U Member Reply With Quote

Thats strange cos O2 use equifax and any bad credit would have picked up and you wouldn't have got a contract. O2 are the hardest to get a contact with. If you have only just done it on the website you might get a e-mail advising you have failed the credit score.
mestonian
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Registered: 23rd Feb 03
Location: Leeds - Drives: New Punto Sporting
User status: Offline
15th Dec 04 at 18:29   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by JayC
Thats strange cos O2 use equifax and any bad credit would have picked up and you wouldn't have got a contract. O2 are the hardest to get a contact with. If you have only just done it on the website you might get a e-mail advising you have failed the credit score.


No mate got the phone today, Samsung E800. Everything gone thru fine, just activated phone now on website. Never been able to obtain credit on anything before this though, then O2 have given me this. Weird
Ian
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Registered: 28th Aug 99
Location: Liverpool
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15th Dec 04 at 19:41   View Garage View User's Profile U2U Member Reply With Quote

Is your rating improving?
mestonian
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Registered: 23rd Feb 03
Location: Leeds - Drives: New Punto Sporting
User status: Offline
15th Dec 04 at 19:42   View User's Profile U2U Member Reply With Quote

Not particularly, did get 2 catalogues tho and over last 3 months paid double minimum payment, so think thats probably working a bit as my credit limit been put up 3 times on each catalogue.

 
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