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Author First time drivers at 17- Insurance?
stubbsy05
Member
Registered: 23rd Oct 02
User status: Offline
12th Nov 04 at 12:53   View User's Profile U2U Member Reply With Quote
Help! My lil bro has just passed his driving test and is trying to get insured.
He hasn't brought a car yet.

Quotes so far with Admiral:

Vauxhall Nova 1.2 SX: £2500 tpft!!
Fiat Panda 1.0 CL : £1500 tpft

Both cars worth £300. Both with Mum as named driver.

Is it best to go under our mums name for the first couple of years.
jaffa
Member
Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
12th Nov 04 at 12:56   View User's Profile U2U Member Reply With Quote
direct line
tesco

i went on my own insurance from day one
Wayne
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Registered: 19th May 04
Location: Haslingden, Lancashire
User status: Offline
12th Nov 04 at 12:57   View User's Profile U2U Member Reply With Quote
depends really, i did for 1st yr then now im on my own, i had a fiesta 1.1 under mums name tpft 600 i think it was not 2 bad, depends where u go and wat car ur gettin etc etc
Charlene
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Registered: 29th Sep 04
Location: Darlington
User status: Offline
12th Nov 04 at 12:58   View User's Profile U2U Member Reply With Quote
Well im only 17 and only got provisional, im on my own insurance and fully comp and my insurance for a saxo 1.1 is £1440 and thats with churchhill
stubbsy05
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Registered: 23rd Oct 02
User status: Offline
12th Nov 04 at 12:59   View User's Profile U2U Member Reply With Quote
I personally went under my mums name till I was 19. Thats cos I wanted fairly quick cars though.
He doesn't give a sh*t, just needs transport.
jaffa
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Registered: 27th Mar 00
Location: Stoke-on-Trent
User status: Offline
12th Nov 04 at 13:01   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by Alex.S

Fiat Panda 1.0 CL : £1500 tpft



actually didn't notice this

my first car for a year to help learn in drive round after for six months was a panda 1.0 cost me 700 quid for tpft
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
12th Nov 04 at 13:01   View User's Profile U2U Member Reply With Quote
I'm so glad i'm not 17 anymore
3CorsaMeal
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Registered: 11th Apr 02
User status: Offline
12th Nov 04 at 13:02   View User's Profile U2U Member Reply With Quote
thats bad, my first car was a nova 1.3 and it cost £975 in my name tpft
Tom
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Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
12th Nov 04 at 13:04   View User's Profile U2U Member Reply With Quote
I had a nova sr with policy in mums name was about £900 with cis.

I can't get insured in my own name on a 200sx for that now
hazey-corsa
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Registered: 24th Jun 02
Location: Cheshire
User status: Offline
12th Nov 04 at 13:12   View User's Profile U2U Member Reply With Quote
I would advise to just go under your parents for the first year at least unless someone else is payin, i cant afford to insure my 1.2 16v sxi under my own policy cheapest quote i got was just over 2K fully comp mods declared with pass plus! fook that im payin 470 under my mum fully comp mods declared, i waiting till im 19 to start my own policy.
dirtydan
Member
Registered: 3rd Sep 03
Location: Canvey, Essex Drives : Corsa Sport
User status: Offline
12th Nov 04 at 13:21   View User's Profile U2U Member Reply With Quote
do pass plus and ya sorted
hazey-corsa
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Registered: 24th Jun 02
Location: Cheshire
User status: Offline
12th Nov 04 at 13:25   View User's Profile U2U Member Reply With Quote
pass plus does do a bit of help but not much if your modded or modding! personally the best insurance companies for standard cars with young drivers are norwhich union and apparently direct line are good but this is only if you have pass plus, if your young and wana drive modified go under you parents, or even better blag em to pay if theyre rich enough?!

(i would like to say at this point my parents arent rich and have not paid my insurance or for my car for that matter)

[Edited on 12-11-2004 by hazey-corsa]
LukeGSi
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Registered: 9th Dec 03
User status: Offline
12th Nov 04 at 13:42   View User's Profile U2U Member Reply With Quote
CIS insurance
M559 WOW
Member
Registered: 4th Feb 04
Location: North Wales
User status: Offline
12th Nov 04 at 13:52   View User's Profile U2U Member Reply With Quote
CIS our the best i have found, i still had to go under my mums name for the first year tho. that was on a 1200 nova!
Marc D
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Registered: 29th Apr 03
Location: Wirral, Merseyside
User status: Offline
12th Nov 04 at 14:01   View User's Profile U2U Member Reply With Quote
liverpool victoria want £1600 fully comp in my name on a 1.1 fiesta
Teddy
Member
Registered: 19th Jul 04
Location: Northampton Drives: VW Bora 1.9TDi pd130
User status: Offline
12th Nov 04 at 14:16   View User's Profile U2U Member Reply With Quote
Tell him to suffer and do it will pay off in the long run - Also get him to do an advanced driving course - im IAM qualified and insurance companies love it when i phone up
stubbsy05
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Registered: 23rd Oct 02
User status: Offline
12th Nov 04 at 14:31   View User's Profile U2U Member Reply With Quote
How do you get on that course Teddy? Price?
chr15barn3s
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Registered: 5th Oct 03
Location: Farnborough
User status: Offline
12th Nov 04 at 14:48   View User's Profile U2U Member Reply With Quote
i paid 1600 with elephant tpft for my corsa sri last januarys
Tiesto
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Registered: 6th Jun 02
Location: Hinckley, Leicestershire
User status: Offline
12th Nov 04 at 16:02   View User's Profile U2U Member Reply With Quote
i payed 1400 on a 106 Quiksilver at 17, through Norwich Union
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
12th Nov 04 at 17:33   View User's Profile U2U Member Reply With Quote
Norwich Union, Direct Line, Tesco and Churchill are about the cheapest. 1st car i insured in my own name was a 1.1 106. Cost me 1k when i was 20. I was using my Mums insurance before that.
Chilts
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Registered: 31st Jul 04
User status: Offline
12th Nov 04 at 17:35   View User's Profile U2U Member Reply With Quote
i went on my own policy from day 1 on a corsa 1.2 works out at £550 tpft for my first year and that with norwich direct

i would say that it halfed after i produced my pass plus certificate so my advice would be to do it
-wylo-
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Registered: 4th Oct 04
Location: Dunfermline
User status: Offline
12th Nov 04 at 17:45   View User's Profile U2U Member Reply With Quote
I'm insured on a 1200 corsa through my mum. costs 300 and something a year with liverpool vic. Cheapest quote i got on my own was tesco and it was a grand.
dannycorsa c
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Registered: 8th Mar 03
Location: manchester (astley/tyldesley)
User status: Offline
12th Nov 04 at 17:50   View User's Profile U2U Member Reply With Quote
my mates bro got 2000 on x reg 1.2 16v just passed hes 17 or maybe 18 that fc on his own wi direct line

 
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