PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
|
im always out & about as it is
|
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
|
Sit down and work out your monthly wages.
EG -
1500 income
500 rent
100 phone bill
blah blah blah so you know what you can/cant afford to do.
|
goldfish
Banned
Registered: 7th Feb 03
Location: we have a grass in CS he is a chav
User status: Offline
|
quote:
Originally posted by PaulW
lots of things...
money
family
etc...
everything really
finance... 1.5k loan which is now 6k due to stuipd fcukups by the bank  which they wont sort... not your fault then so nothing to worry about
also bills bills & more biulls & bank still charging shite bills for what. if your speinding more than you take in then you have to expect to be in debt
home - living in a box, no fcukin room & nagged 24/7 [stop your moaning I have a wife
work - underpaid shite which is boring me to death & 2-faced cnuts who i work with yes so get a better job
only decent thing i got now is the new gf, but 5 weeks isnt a long time so far 
so your really moaning about nothing.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
^^^ 
I did this and it gives you a clearer picture of where you stand and lets you manage your finances a bit better.
A simple excel spreadsheet will do.
Surely if that bank has fucked up, you can sort it out or get advice from someone on how to sort it out? 1.5k > 6k is quite a big difference!
|
Stuckey
Member
Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
|
moaning will achieve nothing
action will
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
I'd rather live a life of poverty than get a loan........
Loan's are like the lottery, one single idea brainwashes the country and people fall for it everytime.
|
Matt H
Member
Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
|
do a rice & pea.....
|
Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
|
quote:
Originally posted by VenomTurbo
Loan's are like the lottery, one single idea brainwashes the country and people fall for it everytime.
|
--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
|
quote:
Originally posted by VenomTurbo
I'd rather live a life of poverty than get a loan........
Loan's are like the lottery, one single idea brainwashes the country and people fall for it everytime.
only loan I would ever go for is a consolidated one at a fixed rate if I had numerous other small loans. I hope never to be in the position though.
|
goldfish
Banned
Registered: 7th Feb 03
Location: we have a grass in CS he is a chav
User status: Offline
|
quote:
Originally posted by Stuckey
moaning will achieve nothing
action will
try telling that to a female 
|
Stuckey
Member
Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
|
well their moaning forces use to take action,
gags work well
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
Whoever started the first loan company is a genius, same with cameltoe i mean camelot or whatever, millions and millions of dosh is been stuffed into their pockets because people aren't smart enough to work out it's a bad idea, and the classic phrase which suggests you have been brainwashed is " It's easier to get a loan now, then save my wages and pay it off over a longer amount of time "
|
Stuckey
Member
Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
|
only things worth getting loans for are cars and houses
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
No, loans for cars are the ones which make people struggle, I hear countless amounts of people telling me about how they took a loan for their car, end up getting bored of it, selling it for a shit price privately and then still stuck with the loan.
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
Car loans are for pleasure mostly, not many young chavs need a car as if they are working they are most likely training (to which they will commute with a senior member of staff at their work) or be a shop statue stood behind a fucking counter allday long, which is probably within bus route
|
Stuckey
Member
Registered: 5th Jun 02
Location: Plumstead, Greater London
User status: Offline
|
yes but buses are fucking ghey, whens the last time u took one or had to commute regulary on one
|
PaulW
Member
Registered: 26th Jan 03
Location: Atherton, Greater Manchester
User status: Offline
|
plus i cant get a bus to training seminars when i go on them so the car is very usefull!
i had my old car on HP & that was fine, no worries with it! accrewed a few £££'s in charges, but not alot, like £30 or something!
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
last time i took a bus was the last day of my college training before I passed out to be qualified at my job. I travel allover the country (when I'm not laid up with a removed appendix) as I run an Industrial FireProtection company and do the odd mechanical job in my garage for the locals.
|
J da Silva
Member
Registered: 10th Apr 03
Location: The FACTory
User status: Offline
|
quote:
Originally posted by PaulW
plus i cant get a bus to training seminars when i go on them so the car is very usefull!
i had my old car on HP & that was fine, no worries with it! accrewed a few £££'s in charges, but not alot, like £30 or something!
Paul my post wasn't aimed at you mate! it was in reply to car's being the most reason for loan's, you obviously need your own form of transport, as it's your asset to your future.
|
