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Author Credit Cards
the_legend_of_yrag
Member
Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
26th Jan 04 at 22:26   View User's Profile U2U Member Reply With Quote
How does it all go about paying them off?? Do you have to spend all of the limit or what? At the arp price??
Trotty
Member
Registered: 22nd Feb 01
Location: Bristol
User status: Offline
26th Jan 04 at 22:30   View User's Profile U2U Member Reply With Quote
Basically you get a credit limit - you can spend up to that limit.

Each month you will get a statement saying how much is owing on there - you can choose to pay it all off, or pay a smaller amount - there will always be a minimum payment of 5% or £5 (whichever is greater)

When you first get one they usually jsut give you a limit of £500 or £1k to see if you can borrow sensibly
the_legend_of_yrag
Member
Registered: 7th Jul 03
Location: Cambridgeshire
User status: Offline
26th Jan 04 at 22:31   View User's Profile U2U Member Reply With Quote
Ah i see ok cheers!!
Mug shot
Member
Registered: 13th Sep 02
Location: Sheffield
User status: Offline
27th Jan 04 at 13:24   View User's Profile U2U Member Reply With Quote
avoid mate ive run mine up 4 times and got myself into a lot of shit with them
bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
27th Jan 04 at 13:26   View User's Profile U2U Member Reply With Quote
ive never had had a credit card but as im going to oz what do people reccomend me to do?
i dont want to carry around several thousand pounds in travellers cheques!
just want a card i can use like a bankcard but with no charge
Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
27th Jan 04 at 13:29   View User's Profile U2U Member Reply With Quote
Credit Cards are bad mmm'k Seriously tho avoid them unless necy... u'd b shocked at the amount of interest u can get stung for :S
bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
27th Jan 04 at 13:31   View User's Profile U2U Member Reply With Quote
what are bank credit cards like, like the abbey national visa card with the debit card facility??
antonOO2
Member
Registered: 17th Sep 02
Location: Midlands
User status: Offline
27th Jan 04 at 13:33   View User's Profile U2U Member Reply With Quote
just get a debit card ,then you can only spend what you have
bradfincham
Member
Registered: 20th Sep 02
Location: East Of England Drives: Clio 172
User status: Offline
27th Jan 04 at 13:38   View User's Profile U2U Member Reply With Quote
yeh ive got one now!!
but i dont think that will work in australia, i know that a visa card will!
Robbo
Member
Registered: 6th Aug 02
Location: London
User status: Offline
27th Jan 04 at 13:46   View User's Profile U2U Member Reply With Quote
Get a VISA Debit card mate
Wolfy
Member
Registered: 1st Apr 02
Location: West Midlands
User status: Offline
27th Jan 04 at 13:49   View User's Profile U2U Member Reply With Quote
goto loyds bank and apply for a visa debit card, they work all over the world. mates sister went backpacking in oz for 6 months and she used the visa debit over there for when she was to pissed to get change from her pockets.
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
27th Jan 04 at 14:35   View User's Profile U2U Member Reply With Quote
you can use a switch/maestro card in over 90 countries worldwide, including Australia

hence no need for any visa whatsoever

Visa's are still handy though if you can use them sensibly
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
27th Jan 04 at 14:36   View User's Profile U2U Member Reply With Quote
http://www.mastercard.com/cobrand/maestro/atm/

 
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