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New House pt 2
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[quote][i]Originally posted by djgritt[/i] We used HTB - basically 5% Deposit, 20% Equity Loan, 75% Mortgage. You get 5 years from date of completion of Interest Free on the 20% loan, after which interest is added. If you don't pay off the loan, the balance (by percentage) is taken on sale of the property. Ie, if you have 10% of the loan outstanding at time of selling, you pay 10% of your sale figure/equity to clear the balance, regardless of if house value has risen/fallen. Mortgages are in most cases 25yr and can be Repayment types only. [/quote]
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