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Corsa Sport » Message Board » Off Day » House Day » Lets talk about ISAs or NISAs 2014/2015 » Post Reply

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dannymccann

 posted on 14th Apr 14 at 20:57

Not sure I'll be contributing into the ISA funds this year, wife will be on maternity leave unpaid until at least September leaving me the sole wage earner for 3 people, a dog, a car, motorbike and mortgage to pay!

However, once my fix ends with the KRBS I'll be looking to shift it somewhere, think I have 2.9% for another 6 or 7 months.


James

 posted on 14th Apr 14 at 11:31

quote:
Originally posted by tom_simes
Going with Nationwide for this year - 2.5%, no withdrawal limits and a max of £1250 a month which is more than enough for me.


£1250 a month just equals the annual limit of £15k anyway so it's no more of a restriction than the £15k limit itself.


pow

 posted on 14th Apr 14 at 07:47

1250 a month I feeking wish :lol:


tom_simes

 posted on 13th Apr 14 at 21:45

Going with Nationwide for this year - 2.5%, no withdrawal limits and a max of £1250 a month which is more than enough for me.


willay

 posted on 8th Apr 14 at 07:06

quote:
Originally posted by James
You have to be careful. If you fix an ISA at a good rate, you most likely won't be able to top up to the NISA amount until the fix ends.


orly :!


deano87

 posted on 8th Apr 14 at 05:31

My ISA will be all but closing to pay the government and solicitors for the privelege of moving :lol:


James

 posted on 7th Apr 14 at 13:03

You have to be careful. If you fix an ISA at a good rate, you most likely won't be able to top up to the NISA amount until the fix ends.


willay

 posted on 7th Apr 14 at 08:05

Probably because they announced it in the budget and it was so close to the April deadline they didn't have time to fully implement it.

TBH if you can afford put away 5 odd grand between now and July then I'm sure you don't need the interest that badly :lol:

Santander looks like the best 1yr deal/.


mwg

 posted on 7th Apr 14 at 08:04

Why does the amount you can save change in July instead of just changing it now at the start of the tax year?


mwg

 posted on 7th Apr 14 at 07:59

I'm just trying to see what rates are the best of a bad bunch at the moment


willay

 posted on 7th Apr 14 at 07:24

:wave:

Whos switching? who to? fixed for how long?