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Corsa Sport » Message Board » Off Day » House Day » 4.99% for 2 years or 5.49% for 5 years - Poll within » Post Reply
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deano87 |
posted on 8th Apr 14 at 21:18 |
quote: Scary to think I will be 56 when I pay off the mortgage. If I stick with their mortgage, go on to variable, at current rates I will pay £250k for a £140k house :| | |
Ben G |
posted on 8th Apr 14 at 13:48 |
Fuck that, wanna enjoy my life now. Might be dead before the mortgage is paid off. | |
M2RTY |
posted on 8th Apr 14 at 10:59 |
If mortgage drops, overpay! | |
deano87 |
posted on 8th Apr 14 at 05:30 |
Cheers all. Think we'll stick with 2 years. | |
Ben G |
posted on 7th Apr 14 at 19:49 |
Those are pretty rubbish rates, but I guess as a ftb with a small deposit you don't have much choice. | |
Aaron |
posted on 7th Apr 14 at 17:32 |
quote: Sorry for the late reply. I think we got something like 4.19%. Large deposit though tbh. | |
M2RTY |
posted on 7th Apr 14 at 14:41 |
With those rates if fix for the shortest period possible and overpay as if you were paying the 5 year amount | |
whitter45 |
posted on 7th Apr 14 at 14:23 |
I agree although your going to have to pay a good amount over the monthly payments over a short period to have any affect on the LTV | |
pow |
posted on 7th Apr 14 at 12:13 |
quote: | |
Robbo |
posted on 7th Apr 14 at 09:16 |
^^ | |
James |
posted on 7th Apr 14 at 08:43 |
They are terrible rates, I'd be tempted to fix for as short as possible and try to overpay to bring the LTV down ready for the re-mortgage. | |
Ian W |
posted on 6th Apr 14 at 22:18 |
I've just fixed for four years. | |
dan_m1les |
posted on 6th Apr 14 at 20:45 |
I've fixed at 4 years, the interest rate can only go up! | |
Gaz |
posted on 6th Apr 14 at 20:23 |
I'd be tempted to fix with the current market been as 'low' as it is. As you say IR could be on the increase.. | |
deano87 |
posted on 6th Apr 14 at 19:15 |
At what rate Aaron? | |
Aaron |
posted on 6th Apr 14 at 18:00 |
I've just fixed for 5 years in my new house. | |
deano87 |
posted on 6th Apr 14 at 17:25 |
So after bit of a sanity check if I'm being honest. |