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My turn...FOR REAL!
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[quote][i]Originally posted by Ian[/i] Fixed deals play on your fears. Odds are you'll end up paying more. Rate rises are on the cards - the market is still too inflationary - which will scare a lot of people in to fixing even higher. With limited equity its the safer option in terms of knowing where you are - just evaluate the cost of that safety. Even if you lose the house you're still not homeless if you can move back to parents and neither are your non-existent kids. Also, rates mean nothing without knowing the setup fees. All very well saying you got a great rate but if its a grand to set it up then it was just smoke and mirrors. 1.09% with no setup fee. But what do I know. [/quote]
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