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Russ	posted on 24th Feb 12 at 19:26
	put it in apple stock then sell after the ipad 3 announcement
strick206	posted on 24th Feb 12 at 19:08
	quote: Originally posted by Pop quote: Originally posted by strick206 Long time no speak Tim, deposit for a house maybe? Hey mate... It is a long time no speak. Rachel and I will have had our have 3 years in July :! 3 years, :! didnt realise it had been so long, musnt have seen you both for at least 2 years then. I will be moving to oxford soon enough i think, girlfriend lives in reading at the moment, will have to catch up. Mortgage down there is the aim for me as well, but no idea when that will be
Pop	posted on 23rd Feb 12 at 21:26
	quote: Originally posted by John Pay a chunk off the mortgage? A good suggestion. We plan to use the money in a couple of years so won't use it to pay off any of the mortgage. We have decided to buy premium bonds and see if we win anything.
John	posted on 23rd Feb 12 at 19:18
	Pay a chunk off the mortgage?
Pop	posted on 23rd Feb 12 at 18:58
	quote: Originally posted by strick206 Long time no speak Tim, deposit for a house maybe? Hey mate... It is a long time no speak. Rachel and I will have had our have 3 years in July :!
strick206	posted on 23rd Feb 12 at 05:55
	Long time no speak Tim, deposit for a house maybe?
Pop	posted on 20th Feb 12 at 19:12
	It's in a normal savings account but we have used most of our allowance already this year. I'll have a read up on premium bonds as well. Cheers.
James	posted on 20th Feb 12 at 15:07
	Just re-read it, is it already in an ISA? Or just a normal savings account?
James	posted on 20th Feb 12 at 15:05
	FYI transferring from one ISA to another doesn't use any of your allowance.
James	posted on 20th Feb 12 at 15:04
	Depends how much it is. If you get it into an ISA now, you can use up your 2011/2012 ISA allowance and then transfer it to another ISA in the new tax year. That way you would get the option of using both the 2011/12 allowance and the 2012/13 allowance. Savings accounts and ISAs are rubbish at the moment though, I wouldn't normally say this but you are probably better off buying premium bonds if you want a risk free investment.
Pop	posted on 20th Feb 12 at 14:55
	Hey, We have a lump sum of money that is currently sat in a bank account accruing very little interest. Those of you in the know... Do you know if it would be better to select an account to shift it to now or wait for the new financial year and see if there are any better deals tempting people to move their ISA's etc? Cheers, Tim