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[quote][i]Originally posted by VrsTurbo[/i] [quote][i]Originally posted by Rob B[/i] Me and the Mrs are looking at two properties both priced in the region of 180k. between us we have 100k for a deposit although we don't really want to put all that down. Are the rate changes really that drastic if we say put 25k down each and then had a joint mortgage. I don't have any income for the last 2 years, not concrete income anyway however she does. I do however have a fair amount in the bank but don't know if this will benefit us? Reason i don't want to put down all the money is to hopefully use some to buy another property to rent out. Any help appreciated, Cheers PS - looked on compare sites at fixed rates but was hoping for the opinion of others who have been there. [/quote] + you'll have to make sure the banks will be happy with you not having an income on paper they may only base the mortgage on her. [/quote]
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