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[quote][i]Originally posted by Fad[/i] I think what I an is getting at is if you can afford to put down more it will in effect reduce the overall mortgage. For the sake of keeping 50k in the bank this may eventually cost you £80k in interest over the full term of the mortgage. Remeber you are borrowing 50k rather than spending it. The crux of it is the more you put down the more favourable the rate and less money you need to borrow, hence less interest to pay in the long run. [Edited on 01-08-2011 by Fad] [/quote]
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