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In the shit -money day
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[quote][i]Originally posted by strick206[/i] Just wondering if anyone can offer any advice really. I have my own home which is mortgaged, and rather stupidly I spent thousands on stuff for the house to make it look good, planning to pay it back before interest free ran out, that didn't happen, and now I am stuck with quite large interest payments. The annoying thing is I cannot get a loan because of existing credit when all I want the loan for is to pay off the debts. I'm trying to figure every way I possible can to pay this off. All was going well and then my lodger moved out and all my bills increased coupled which doing lots of mileage and train fares that I've just dug myself a big hole that I am struggling to get out of. I really don't want to go to debt management advice as I'd like to sort all this with my credit rating intact. What I'm looking for really is some kind of loan that isn't a ridiculous interest rate, that will give me the cash to pay the debts off then pay them back. I earn over 28k a year at the minute and my outgoings are more than is coming in [/quote]
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