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[quote][i]Originally posted by Rob_Quads[/i] Be aware that if you need to get a loan for the 2nd year you may not get the same %age because you are taking out less money which the banks don't like When I built my extension we budgeted 4K. It worked out CHEAPER to take out 5K loan over the 2 years than the 4K would have due to the better rate. It ended up handy as we needed the money in the end but was still the best route as even if you don't use it then you just use the extra to pay off the last few months of payments. [/quote]
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