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[quote][i]Originally posted by Rebrabuk[/i] Me and my Mrs bought our place 18 months ago, £93k purchase with 10% deposit. We started off putting £550 each into joint account to cover all house related costs, then our cars and nights out had to be paid for out of our own monies left over. Our outgoings for the house were budgeted at; Mortgage £500 Water £15 Life Insurance £16 Council Tax £100 TV Licence £25 Gas £25 Electricity £30 Telephone £14 Sky £25 Food £160 After a year in the house we had generally managed to save £100 per month which we regularly used for various treats or home improvements. 4 or 5 months ago we had the house revalued and it was worth £110k, so we managed to get it remortgaged and now only pay £370 a month mortgage and have reduced the term from 30 years to 25 years, allowing us to save £200 per month. With our savings, she is now planning a holiday for us next year, whilst i am trying to persuade her to put it into our house to reduce the mortgage further! [/quote]
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